Tag Archives: lower interest rates
- Do I Need a Really Good Sob Story to Get My Creditors to Lower My Interest Rates? – Laurie
“Dear Damon, I have Lots of valid credit card debt. Is there a safe, do it yourself way to reduce the percentages on credit cards? Is calling and asking for reduced APRs doable…..do you need a sob story? Laurie” The Answer: Hello Laurie, That depends on your definition of safe. You can certainly call your [...]
- How Can I Lower My Credit Card Interest Rates? – Richard
“Dear Steve, I have a few credit cards with high interest rates.. What can i do to lower the interest rates? Richard” The Answer: Dear Richard, If you are not having problems making payments your two logical options are to: Click here for credit counseling information. Visit LendingClub.com and consolidate your current dent into a [...]
- 58 Years Old, Good Job, Want Out of Debt in Five Years. What Should I Do? – Ricahrd
“Dear Steve, I am 58 years old, married with one grown child (married and out of the household). I am employed and my wife is as well. I have a very stable position that compensates me approx. $135,000 year and I also receive a retirement annuity in the amount of $15,000/year. My wife works part [...]
- I’m Making My Minimum Payments But It’s Getting Tough. – Barbara
Barbara wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- We Want to Get Our Interest Rates Lowered on Two Credit Cards. – Dale
“Dear Steve, We owe about $8300 on two credit cards and I want to get the interest rates lowered so I can get them paid off sooner. I do have other debts but do not want them on this. What group is the best to help on this without hurting us more and are not [...]
- Can I Call My Credit Card Companies and Ask Them to Lower My Balance? – Yianni
“Dear Steve, Can I call a credit card company and ask them to lower the amount and I can pay that in full. So if I owe 2800 for one card can I tell them I can afford to pay 2200 right now to pay it all off. Maybe they have a hidden 10% option? [...]