Tag Archives: lower interest rates
- Do I Need a Really Good Sob Story to Get My Creditors to Lower My Interest Rates? – Laurie
“Dear Damon, I have Lots of valid credit card debt. Is there a safe, do it yourself way to reduce the percentages on credit cards? Is calling and asking for reduced APRs doable…..do you need a sob story? Laurie” The Answer: Hello Laurie, That depends on your definition of safe. You can certainly call your [...]
- How Can I Lower My Credit Card Interest Rates? – Richard
“Dear Steve, I have a few credit cards with high interest rates.. What can i do to lower the interest rates? Richard” The Answer: Dear Richard, If you are not having problems making payments your two logical options are to: Click here for credit counseling information. Visit LendingClub.com and consolidate your current dent into a [...]
- 58 Years Old, Good Job, Want Out of Debt in Five Years. What Should I Do? – Ricahrd
“Dear Steve, I am 58 years old, married with one grown child (married and out of the household). I am employed and my wife is as well. I have a very stable position that compensates me approx. $135,000 year and I also receive a retirement annuity in the amount of $15,000/year. My wife works part [...]
- I’m Making My Minimum Payments But It’s Getting Tough. – Barbara
Barbara “Dear Steve, What can I say. With the ecomony the way it is it seems that prices for everything continues to rise but my paycheck doesn’t. I am grateful to have a job but the interest rates on my cards are making it extremely difficult to balance my family needs such as, groceries, car [...]
- We Want to Get Our Interest Rates Lowered on Two Credit Cards. – Dale
“Dear Steve, We owe about $8300 on two credit cards and I want to get the interest rates lowered so I can get them paid off sooner. I do have other debts but do not want them on this. What group is the best to help on this without hurting us more and are not [...]
- Can I Call My Credit Card Companies and Ask Them to Lower My Balance? – Yianni
“Dear Steve, Can I call a credit card company and ask them to lower the amount and I can pay that in full. So if I owe 2800 for one card can I tell them I can afford to pay 2200 right now to pay it all off. Maybe they have a hidden 10% option? [...]