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Tag Archives: make ends meet

I Don’t Want to Claim Bankruptcy But Have No Means to Pay Our Debt. – Dawn

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“Dear Steve, I work full time, and do extra jobs just to make it each month. We have credit card debt (our own fault) approxiamately 20,0000.00 with the economy inflation paying monthly bills-home, food, electric etc. has been a struggle. We have stopped paying 3 credit cards due to being short on money, we did contact them prior to stopping ... Read More »

Can I Accept Responsibility and Pay Off My Debts Without My Husband’s Assistance? – Debt

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I am 47 years old with credit card debts totally about 15K and Student Loans in excess of 30K. I married my husband 2 years ago in order to provide health insurance for him and his son due to employment changes. Shortly after our marriage, my employer decided to close the doors where I was working – leaving me with ... Read More »

Personal Finance Struggle Universal. Many Dealing With Trying to Make Ends Meet.

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When you are struggling to find enough money to get through the month or make ends meet, it an feel as if you are all alone in that effort. Money troubles are internationally universal and experienced by people around the world. Just yesterday I wrote about consumer debt levels increasing in Australia and Canada. The reality is that since the ... Read More »

My Husband Lost His Job at Age 62 and We Have a Lot of Debt. – Yolanda

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“Dear Lewis, My husband lost his job 1 1/2 years ago. Age 62, we have alot of debt. Have been working real hard a keeping our home and car, but we have high credit card debt and unsecured debt. we have retirement income but is not enough to pay everything. What do we do. How can you be sure that ... Read More »

We Can’t Ever Get Caught Up In This Financial Mess. Should We Consider Debt Settlement? – Nathalie

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“Dear Damon, I lost my job 4 years ago, my son graduated at the the time and is still looking for a real job, so we have more expenses (helping my son to survive, rent, food car..) and less income. We are 4 people living on one salary. On top of that we had to face emergencies after emergencies so ... Read More »

We Make Good Money But Just Don’t Have Any Extra at the End of the Month. – Shon

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“Dear Steve, We make good money but just don’t have any extra at the end of each month. we have about 25,000.00 in credit card debt. some left over for years some we paid off and then recharged fixing up our house. We filed bankruptcy about 7 years ago and never want to do that again. Guess we didnt learn ... Read More »

We Can’t Seem to Make Ends Meet and Save. Is Bankruptcy Right For Us? – Matt & Patti

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“Dear Steve, My wife and I gross $93K. We owe $38K in credit cards, $1290 mortgage and two kids in private HS @$15K/year. Take home is approx. $3200/mo. We are upsdie down on our house by at least $20K. Our current credit scores are – me 690′s, wife low 700′s. We make all our payments on time but emergencies like ... Read More »

What to Do When You Can’t Make Ends Meet or How to Stop Robbing Peter to Pay Paul

By the time you make ends meet they move the ends. Winter tire and service.

It’s unfortunate that at times the monthly financial demand exceeds the money coming in. On an occasional basis and with some money tucked away in a savings account or emergency fund these unexpected events can be less than a blip in our lives. But when continued demand exceeds our financial supply or when we have no reserves to tap in ... Read More »

Between The New Baby, Truck Payment, and Credit Card Debt, I’m In Financial Trouble. – Bethany

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“Dear Steve, I have a new baby, hospital bills from birth and baby’s special needs, am in danger of getting behind on my truck loan payment, have about 12,000.00 in credit card debt from poor decisions in college. I’m overdrawing my checking account every month to cover expenses and can’t seem to get ahead, plus my credit score is poor ... Read More »

I’m Active Duty Army And Don’t Have Enough to Pay My Bills. – Amy

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“Dear Steve, I am currently serving in Korea and I am paying bills at home which is leaving me with only enough money for food. Before I joined the Army I was helping my family pay bills and I joined in order to help a little more but now I am unable to use the dining facilities because of an ... Read More »

I Can’t Make the Payments I Owe. – Rich

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Rich “Dear Steve, 26,000 in the hole reduced 16,000 to a fixed apr of 12% still not so good but not as bad as the remainder. 11,000 at 21% with $602.00 a month payments I can not afford the forced 602 a month. I have not paid the 602 for 2 months now . What should I do? I NEED ... Read More »

My Wife and I Made Mistakes. I Can’t See a Way for the Family to Get Out of Debt. – Gary

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Gary “Dear Steve, My wife and I do not use our credit cards any more. We did use them at one time just to survive. We also used them to pay for a vacation or two. One more thing in my job I was traveling for about 5 years and would use my personal credit card to pay for my ... Read More »

HELP! I am Drowning in Debt. – Barb

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“Dear Steve, HELP! I AM DROWNING IN DEBT! I am divorced with a daughter that is a sophmore in college. I was getting $520.00/month child support until this past July. I have 5-credit cards with debt totaling approx $24,000.00. While getting child support, I was making the minimum payments and then turning around and using what little balance they had ... Read More »

How Can I Get Caught Up on Back Payments When I Don’t Make Enough Money to Get By On? – Kenneth

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Kenneth “Dear Steve, I filed chapter 7 bankruptcy a little over 2 years ago. I was laid off last December and could not find work for 6 months. I am back working now but am behind in almost all of my payments, most notable child support and owe income taxes from last year. I had to borrow money during this ... Read More »

My Wife is Sick and I Can Barely Pay The Regular Bills. – Joe

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“Dear Steve, I owe credit card companies for about $45.000. My wife is sick(can’t work and can’t get disability). What I make barely enough to pay my regular bills(power, water etc.).I was paying them always on time, but my situation is out of hands now with their interest rates and stuff. Can they garnish my wages in Florida? If they ... Read More »

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