Tag Archives: making ends meet
- Personal Finance Struggle Universal. Many Dealing With Trying to Make Ends Meet.
When you are struggling to find enough money to get through the month or make ends meet, it an feel as if you are all alone in that effort. Money troubles are internationally universal and experienced by people around the world. Just yesterday I wrote about consumer debt levels increasing in Australia and Canada. The [...]
- What is My Best Course of Action? – Patricia
Hi Steve, I closed a retail store in October 2004. I settled my debts the best I could but my credit score took a hit. These last few years I (who will be 52 in May) have been partially employed, underemployed and unemployed resulting in our personal credit card debt escalating. My husband (who will [...]
- My Health Insurance Went Up and I Don’t Make Enough Money. – Diane
“Dear Steve, I had to make a job change do to health. But when I took this job my Insurance for my health went up 300.00 dollars a month. I dont make enough for the ends to meet, so now I owe my bank over draft fees I am unable to keep up with. Help [...]
- An Experienced Mom Prepares for a Baby
New is always nice, but gently used furniture, clothing, and baby gear can really ease the strain on your pocketbook when you are expecting. With my first baby, everything had to be new, and perfect. Yes, I was that first time mom! If it was made for newborns, I absolutely had to have it! I [...]
- My Sons Went to College and Have Six Loans I Can Barely Afford. – Marcia
“Dear Steve, What is a smart way to be able to get debt free. I have two boys who went to college and we have 6 loans out there now all wanting there money, i am doing my best to catch up and pay on them , but it leaves us has parents and my [...]
- My Credit Score Dropped and I Want to Get Out of Debt. – Renee
“Dear Steve, I obtained my 1st credit card 1 month after my 18th birthday.. that was 10 years ago and now I have 7. I have consoldated my cards with my credit union before, but due to lay off and emergencies, they are charged back up. I’m having a hard time keeping up with my [...]
- My Husband Lost His Job at Age 62 and We Have a Lot of Debt. – Yolanda
“Dear Lewis, My husband lost his job 1 1/2 years ago. Age 62, we have alot of debt. Have been working real hard a keeping our home and car, but we have high credit card debt and unsecured debt. we have retirement income but is not enough to pay everything. What do we do. How [...]
- We Make Good Money But Just Don’t Have Any Extra at the End of the Month. – Shon
“Dear Steve, We make good money but just don’t have any extra at the end of each month. we have about 25,000.00 in credit card debt. some left over for years some we paid off and then recharged fixing up our house. We filed bankruptcy about 7 years ago and never want to do that [...]
- My 90 Year Old Mother Lives With Me. I’m a Single Woman on a Single Income. – Kathy
“Dear Steve, I am a single lady with a single income. My 90 year old mother lives with me and I have found myself in over my head in CC debt accured over the past 3 years. Because of several different medical issues and necessary travel for work and church during this time I started [...]
- My Husband is a US Marine Corp Sargent. We Can’t Make Ends Meet. – Rose
“Dear Steve, My husband is a Sargent in the US Marine Corp. Just after he got home from Iraq and before we got married he purchased a house for us. Because he had orders saying we would be in that area for three years not even three mounth after he got home and closed on [...]
- I Have to Use Credit Cards to Pay for Groceries and Gas. – Susan
“Dear Steve, I was working full time (as was my husband) when we purchased our home 10 years ago (May, 2001). We refinanced to a 20-year 5.5% mortgage 7 years ago (Jan, 2004). I had a child in January 2004 and never returned to full time work b/c of my childs medical situation. I can’t [...]
- We Have to Use the Credit Cards for Food and Gas. We Don’t Want to File Bankruptcy. – Linda
“Dear Damon, My husband and I got into credit card debt right out of college. We started off making about 50K per year, and have built our way up to 100K per year. I am a teacher and he works in food production. We relied on credit way too heavily our first 10 years of [...]
- My Husband Has a Big Pay Cut and Now We Are Having Problems Making Ends Meet. – Beth
“Dear Steve, My husband and I are having difficulty making ends meet due to my husband taking a cut in pay and losing a huge amount of overtime which had been a part of his job before. We have a mortgage and about $40K in debt between credit cards and my car. Luckily we own [...]
- The Past Few Years Has Been Very Difficult. I’m Living on Borrowed Money. – John
“Dear Steve, I’m self-employed and have been so since graduating college back in 1997. I operate an online business, selling ads on websites that I build. Some years ago I was making good money, but the past few years have been really quite difficult to say the least. Living on borrowed money and living beyond [...]
- What to Do When You Can’t Make Ends Meet or How to Stop Robbing Peter to Pay Paul
It’s unfortunate that at times the monthly financial demand exceeds the money coming in. On an occasional basis and with some money tucked away in a savings account or emergency fund these unexpected events can be less than a blip in our lives. But when continued demand exceeds our financial supply or when we have [...]