Tag Archives: maxed out
- Disabled, Maxed Out, and Want Good Credit. – Kathy
“Dear Steve, Credit cards are maxed out and living expenses keep going up. I am current on all bills. I use to work 2 jobs and had plans to be debt free by Sept. 2011, became disabled a little over 2 yrs ago and now am on a fixed income. I don’t want to harm [...]
- I’m Current But Maxed Out and Want to Get Out of Debt. – Julia
“Dear Steve, I have 45k in credit card debt I am single just started a new job which is based off of commision. I am current on all of my bills no lates or over limits I am at 80% of limits, however I can only pay minimum payments on the bills. Please give me [...]
- I Racked Up Debt And Struggling With the Minimum Payment. – Peter
“Dear Damon, Racked up Credit Card debt (50K). Haven’t missed any payments (yet), but struggling to be able to pay down debt more than the minimum payments (about 1300 a month). Barely making minimum payments, do not foresee any significant income increases. Looking to buy-down debt quickly, and free up monthly income for savings, etc. [...]
- I’m a Recent College Graduate Trying to Dig Myself Out of Credit Card Debt. – Megan
“Dear Steve, I’m 22 and in 6,000 credit card debt! I am a recent college graduate, and in some credit card debt. In college, I racked up 3 different credit cards (one with a $4,000 limit, one with a $500 limit and one with a $300 limit – who gives an 18 year old kid [...]
- I Maxed Out My Boyfriend’s Cards And Didn’t Tell Him. – Deceitful Girlfriend
My boyfriend and I have have been living together for three years now, he has a mortgage for our home in his own name due to my crappy credit rating we mutually agreed this was the best choice and he has always had excellent credit. When we moved in together he had a visa card [...]
- We Have Out of Control Debt. – Cher
We have been using credit cards to make ends meet they are maxed out and we have refinanced into our mortgage and vehicles so much we owe $300,000. We can’t move to an apartment because we have big dogs and no we will not give them away; they are our family. We have baby # [...]
- My Situation Feels Hopeless. I Feel Sick About it. – Erica
Erica wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- How Do We Get Out of Debt Without Hurting Our Credit? – Amanda
Amanda wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- I Am Married to a Former Marine And Have Money Problems Indirectly Related to His Service. – Angela
Angela wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- Fear and Loathing in Debt
Being in debt is not an emotional walk in the park and unless you know what it is like, you can’t feel the pain or suffering that goes with it. People forget or don’t know what it is like to be in debt. No, not the kind of debt where you owe Bob a bit [...]
- We Have 10 Credit Cards With High Limits All Maxed Out. – Melissa
“Dear Steve, We have 10 or so credit cards some with high limits all maxed out. Able to barley make minimum payments. Getting harder to keep up. We have 4 kids and are trying our best to keep up on debt. We have closed most of the cc. We had an idea of taking all [...]
- If We Stop Paying Our Credit Cards Will it Affect Applying for a Loan Modification? – Wong
“Dear Steve, My husband and I owned a small business, the harsh economy has make our income lower than we expected. We purchased our house 4 years ago, the value has gone down a bit but I don;t think we are up-side-down on our mortage. Our credit used to be really good but because we [...]
- I Have No Money to Deal With My Money Problems. – Debra
Debra wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- Our Monthly Payments Are More Than We Make. – Chelsey
Chelsey wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- We’ve Gone From No Debt to Desperate. – Rachel
Rachel wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]