Tag Archives: medical-debt

I can’t pay all the medical debt I have. Help. – Tracy

Pretty much the only things on my credit is Medical Debt. My score is very low because of this. I cant possibly pay for all the medical debt I have. I went without health insurance for awhile so there is debt from that when I had to go to the hospital for different problems. Also [...]

Continuing to dispute old medical debt insurance was supposed to pay. – Leilani

Back in 2003 a family member had a sleep study and the clinic staff assured him it would be covered by our insurance. They requested a second study and we once again were assured by billing staff that it would be covered. He stated that he would not have it unless it was covered. When [...]

What Do We Do About a Dental Debt for My Full Time Student / Son

Q: My son had is wisdom teeth removed a couple months back, he is 19 and full time college student. Well insurance did not cover what we thought it would and now there is a $1200 balance due. They are calling him stating they are going to send him to collections as he is an [...]

Medical Reasons Led to a Reduction in Income. Should We Settle our Debt? – Roger

“Dear Damon, My wife retired early due to medical reasons last year. My hours have been reduced at work. Our total incomer has dropped by 30%. We are now in the process of short selling our house. We also have credit card debt of $50,000. I have been told that my credit score of 750 [...]

Is Signing Up for Global Client Solutions a Good Way to Avoid Bankruptcy? – Todd

“Dear Steve, My wife is only 34 years old and she had 17 surgeries on her kidney before they finally removed it. Due to all of the surgeries they casued a lot of nerve damage that has made her to go and has tried to find a pain management doctor that is looking to fix [...]

Am I Responsible for My Late Husband’s Medical Bills? – Kathy

“Dear Steve, I am paying medical bills for my late husband because he was on my policy at the time. Although we were divorced at the time of his death, I was told that I am responsible for paying. I have now come to the point where I cannot afford it. Everything has been cut [...]

Small Medical Debts Screw Up Credit Score and Damage Credit Report

The Wall Street Journal is reporting a story about how small unknown medical debts can lead to big problems and a lot of expenses for especially those trying to get a mortgage or refinance. Otherwise well-qualified borrowers with good loan-to-value ratios and steady employment are increasingly finding it difficult to refinance because of medical billing [...]

I Need to File Bankruptcy Again on My Medical Debt. – Chris

Before May of 2009 I NEVER had anything late, no credit cards, no car payment no utilities late! But on May 2, 2009 my son was a passenger in a horrible car accident where I had to stay in the hospital with my son for over 53 days and EVERYTHING fell behind in July, 2009 [...]

The Only Thing I Got Out of Our Short Marriage Was His Debt. – Sabrina

“Dear Steve, Married 2/09, Surgery 4/09, Separated 9/09, Divorced 8/10 My husband had surgery right after we married. We are now divorced, and he has not paid a penny on any of the bills for the surgery. Collection agencies have been coming after me. In my divorce, it states that he is responsible for a [...]

I’m in Terrible Debt From My Cancer Treatment. – Mitzi

“Dear Steve, I am in horrible debt right now due to cancer treatment and how it has affected my job. I am self employed, and have fallen behind in my credit card payments as well as my mortgage and income tax. I am down to $100 in my bank account and have no credit. I [...]

Financial Concerns for People With AIDS/HIV

A diagnosis of HIV or AIDS will change your life. You may spend much of your time thinking about life and death and your own mortality. You might be trying to hold onto a job, if your health will allow it. You may be wondering who to tell — and who to turn to for [...]

Is It True That If I Send $1 a Month The Creditors Will Leave Me Alone? – Shanna

“Dear Steve, I debate politics a lot with friends and even complete strangers. More than once someone has insisted that “If you just pay $1 a month they have to accept it and they can’t send you to collections and it will have no negative impact on your credit score.” Usually it is in regards [...]

We Are Good Country Folk Trying to Build Our Credit. – Rebecca

“Dear Steve, Everything bad on our credit report is major medicals; & we can’t pay on them right now. Nothing else – we’re simple country folk. We’ve had a 23% interest car loan for 2 years – we’ve been good on, (have a year to go); & a $300 secured Visa with our local bank [...]

I’m Trying to Get Rid of Medical Debts. – Kim

“Dear Steve, Hi, I recently been trying to raise my credit score. I have fair credit; my issue is getting rid of medical bills that’s my main issue. iI am 41 yo and my debt is $7,000 in 95% being medical. Can you help me sort this out? Thank You. Kim” The Answer:   Dear [...]

My Son Has Chron’s Disease And is Struggling With Debt. – DD

DD wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]