Tag Archives: medical expenses

Dave is in a CCCS Credit Counseling Program But Feeling Hopeless

“Dear Steve, Family of 4 (13 yr & 12 yr girls). My salary = $112K, wive’s salary = $40K. Total Assets $292K (liquid $10K, autos $9, house $200, 401K $73K). Total Liabilities $204K (mortgage $112, home equity loan $41K, credit cards $24K, 401K loans $22K, auto loan $5K). Net worth = $88K. . .plummeted 35% [...]

Financial Concerns for People With AIDS/HIV

A diagnosis of HIV or AIDS will change your life. You may spend much of your time thinking about life and death and your own mortality. You might be trying to hold onto a job, if your health will allow it. You may be wondering who to tell — and who to turn to for [...]

Consumer Credit Counseling Agency Said I Don’t Make Enough For Them to Help Me. – Theresa

“Dear Steve, I am employed and make good money and have always kept my debts paid, but over the last five years, I have had to take on a 2nd mortgage and as the needs arose, I added several credit cards to my debt load. Unfortunately, my parents are 73 and each year they hit [...]

As Medical Costs Rise, More People to Charge Medical Care

When doctors first began accepting credit cards for payment years ago, patients were shocked. The impression was that the doctor was just in it for the money. Then a few years latter some medical offices began to offer credit company backed financing for larger medical procedures, again patients were shocked. This trend was lead by [...]

Holy, Divorced, Disabled and Desperately in Debt

Holy “Dear Steve, I am a divorced 56 year old woman who suffered an injury as a teacher in a public school in May, 2000. I now suffer with a severe and permanent chronic pain condition (Reflex Sympathetic Dystrophy). Social Security refused me any disability (chronic, debilitating pain is not considered disabling) and due to [...]