Kentucky’s Shiloh Baptist Community Get More Bad Press

Amanda Miller — Thu, 06 Oct 2011 12:00:51 +0000

Former grant administrator, Yvette Crayton Goodwin, of Shiloh Baptist Community Renewal Center (SBCRS) has been sentenced to a year and one day in prison and ordered to pay $831,742.56 in restitution after being part of a conspiracy to defraud the U.S. Housing and Urban Development (HUD) Department.

Goodwin pleaded guilty in September of 2009 to charges of a conspiracy to defraud HUD. This conspiracy included diverting grant money for her own person benefit and gain, and for the gain of other individuals that were not entitled to the funds.

On January 18, 2011 Reverend Henry Humphrey, a minister of Shiloh Baptist Church, was sentenced for conspiring to defraud the United States, soliciting kickbacks of federal funds, committing wire fraud, submitting a false writing to the HUD, and conspiring to launder money. Reverend Humphrey was sentenced to two years in prison and three years’ supervised release by Judge Coffman who also ordered Reverend Humphrey to pay $831,742.56 in restitution, an amount to be restored to HUD, the agency victimized by Humphrey’s conduct.

Humphrey entered a guilty plea to 11 separate criminal charges in June 2010. In the plea agreement he admitted that, between February 25, 1998 through November 2005, he and other co-conspirators took federal grant money intended for the rehabilitation of the Maupin Building in Louisville’s Parkland neighborhood and conspired to cover up the diversion of funds. Approximately $1,825,000 in federal and other funds had been designated for the purchase, reconstruction and rehabilitation of the building, but other than construction of a new roof to the building and installation of an elevator, which were completed at a total cost of approximately $350,000, little additional construction and remodeling work was performed on or about and inside the now dilapidated building.

Around the time of November 2005, Humphrey and other conspirators met and created false and fraudulent invoiced and documents that they submitted to HUD. Apparently, Humphrey had been taking grant funds for personal use such as gambling and payments of his personal credit card since 2001 – Source.

If you have been scammed and would like to file a scam report, please click here.

My Husband Lost His Job as a Minister. I Drive a School Bus. – Rose

Steve Rhode — Tue, 08 Sep 2009 19:35:31 +0000

From How to Get Out of Debt

Rose

“Dear Steve,

I am employed as a school bus driver. My husband was a minister until losing his job and consistent annual income 3yrs ago. He quickly went into Real Estate at precisely the wrong time. Since that didn’t work out so well and put us in the poor house, he has started a new carpet cleaning business that is taking off slowly.

In the meantime we put alot on the credit cards (40K+) just to finance two new businesses/careers and stay alive. His carpet equip alone was 12K. Real Estate was probably 15K. Since the income is sporadic and the credit cards have inflated our rates and payments we can’t meet our obligations and our 60-90 days late on all credit cards. Now 45 days late on our house payment (2 pmts due). My mother is the co-signer on our mortgage and named 3rd on the deed. We want to stay in our house even though it now has negative equity.

We want to file chapter 7 and probably will. Q: Will our house be lost even if we catch up the payments? I assume it is at the discretion of the lender (BOA), but what is the likelihood if we catch up payments? I heard they will still take it? Don’t know why they would if we are current and it is worth less now? Also, can the creditors (credit card companies or mortgage) take my 72 y/o mother’s small retirement savings even though she is not filing bankruptcy and is not named on any of our credit cards? Pls help …

Rose”

The Answer:

Dear Rose,

The good news is that it sounds like your mother is safe here. But as a co-signer she is on the hook for the mortgage. It sounds like your best bet is to get current on the mortgage and then contact Bank of America and ask about a mortgage modification to see if your payment can be lowered.

As far as which Chapter of bankruptcy you should file, I really think that is best left up to a local bankruptcy attorney based on the facts of your individual situation.

What complicates this situation is the fact that the house is now worth less than the amount of the mortgage, your mother cosigned for you on the mortgage and your husband has irregular income. These issues make the situation difficult but not impossible.

Please update me on your progress by posting updates here in the comments section of your question. I’m very interested in how this works out for you.

Big Hug!

@GetOutOfDebtGuy

P.S. Be sure to read ‘The Secret of Surviving Through Difficult Economic Times. What I Learned On My Journey‘.

How to Get Out of Debt With the Get Out of Debt Guy » minister

Kentucky’s Shiloh Baptist Community Get More Bad Press

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My Husband Lost His Job as a Minister. I Drive a School Bus. – Rose

The Answer:

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