Tag Archives: mobile home

Is Bankruptcy the Only Option for Me? – Mark

“Dear Steve, I owe $58000 on an $82000 manufactured home (in other words, no value there). I owe $80000 in credit card debt. No car loans…no other loans of any kind. My wife works, but I am currently unemployed; receiving unemployment. I’ve never been late on a payment of any kind, but struggling. Is bankruptcy [...]

Is Our Mobile Home Mortgage Illegal? – Deb

BOUGHT MANUFACTURED HOME WHICH WAS THEN PLACED IN A PRIVATELY OWNED SUBDIVISION. WE OWN HOUSE, NOT LAND IT I SETS ON; PAY RENT ON LAND IT SETS ON. WE HAVE A MORTGAGE, NOT AN INSTALLMENT LOAN ON THE HOME. OUR LOAN HAS BEEN SOLD 2 OR 3 TIMES. WE ARE NOT BEHIND; WE ARE NOT [...]

I Want to Lower Our Payments Without Bankruptcy. – Tina

“Dear Steve, My husband became disabled in 2007. We have struggled to keep ours bills payed ever since. He draws a social security check and I work two jobs, but it is still hard to get by. We have a 12 year old son. We owe $5751 for a four wheeler. We have been paying [...]

My Husband is a Schizophrenic and Unable to Keep a Job. – Lisa

Lisa wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Jess Writes In “My Mobile Home Has a Hole In It”

Jess used the form at the bottom of this post to send in the following question. “My babies mother and I have lived in a mobile home for the past three years. We had been having a tough time making the payments for the truck. Just last week we found some water damage in the [...]