Tag Archives: no income

I’m 22 And Already Deep in Debt. What Should I Do? – Jerrica

“Dear Steve, I am only 22 years old and i already have debt that I can’t handle. It’s not in the hundred thousands but I want to stop it before it gets to that point. I have a little less than $5,000 in debt and I have no job. I don’t even own a car [...]

Former Accountant, Single Mom, and Tapped Out. – Cathy

“Dear Steve, Have been an accountant for 40 years. A single mom of two boys who had mental health issues which translated to criminal issues and all the expenses meant I saved nothing. I used credit cards to start and keep a business afloat. It folded a couple of years ago. I took a new [...]

I Have No Income and My Disabled Sister is Living in My House. – Steven

Steven wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

James in the UK is Feeling Horrible About His Situation.

James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Have No Job. Should We Consolidate Our Debt or Go Bankrupt? – David

“Dear Steve, I lost my job a little over two years ago and have not been able to find more than sporadic freelance work since. My wife is the sole income as of now. The problem was like a perfect storm, in that COBRA ate through our savings, and we racked up between $30,000 to [...]

I Had a Baby, Lost My Job, and Can’t Pay My Credit Cards. – Amanda

Amanda wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Am Completely Broke and Need to Make Money Now. – Jackie

Jackie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Have No Job, No House, No Car and No Way of Paying Back My Debt. – Diana

“Dear Steve, Hi. I have about 9-10 credit cards and about $25,000-$30,000 in debt. I have no job, no house, no car and no way of paying it off. I can’t predict when I will be able to find a job. I just recently been late on my payments. I really don’t know what to [...]

I’m in College and Getting Sued by CapitalOne. What Do I Do? – John

John wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

Can I Go Bankrupt Even Though I Used the Credit Cards to Get By? – Lee

Lee wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

How Do I Get The Phone to Stop Ringing With Debt Collectors? – Renee

URGENT QUESTION! Renee wrote to me through the GetOutOfDebt.org site and opted for the URGENT ANSWER OPTION so her question could get moved to the head of the line and answered right away. See how you can get your question answered urgently as well. Visit the online question form and read the instructions for the [...]

I Had a Western Michigan University Credit Card. I’m Now Getting Sued On It. – Martha

“Dear Steve, I am being sued by a debt collector/attorney’s office on an old WMU credit card account which was closed over 2 years ago. I’ve told them in writing that I have no income other than unemployment and no assets. My court date is scheduled end of January. This week I got a letter [...]

I’m Frantic and Don’t Know Where to Turn – Karen

“Dear Steve, I’m frantic and don’t know where to turn. My husband of 20+ years informed me recently that he hasn’t been generating income through his business, so he has been taking out cash advances on credit cards, running up lines of credit on our home and other rental property, and depleted all his 401(k) [...]

Where Can I Get a Loan to Pay For Debt Settlements? – Yonaton

“Dear Steve, I am a college student who has over 10 grand in personal credit card debt and I am getting chased by Barclay Card for a DirectTV Rewards Visa and Chase Bank for an Amazon and Amtrack credit card. This week I got a letter from Chase saying they were going to take me [...]

I Lost My Job Two Months Ago and Have $19,000 in Credit Card Debt. – Steve

This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here. Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response [...]