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Tag Archives: Old 1099-C

Can a Debt Collector Send a 1099-C on a Debt That Charged Off 5 Years Ago? – Regina

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“Dear Steve, I defaulted on a credit card account in 2005. I was in a really bad situation. I didn’t even have enough money to eat, let alone pay this bill. I got calls about it for about a year. Then nothing. Occasionally I would get a letter or phone call, but that was it. Today I got a call ... Read More »

We Got a 1099-C Five Years After We Lost Our House. – Eva

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“Dear Steve, We are in a situation out of our control. We had a forclosure do to the drop in market. We tried to short sale only to be denied after 6 months by the lender. There was a 2nd mortgage on the property. This whole process took place in 2005. Then in 2007 the 2nd wrote a cancellation of ... Read More »

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