Tag Archives: old debts
- How Can I Find Out Who is Handling Pay Day Loans I Took Out? – Brit
How am I able to see what check into cash / pay day loans I have taken out? In 2008 I was in college and working an internship. At that time, I took out a few loans and now have a detective calling me. Is there a way to see where these loans are and [...]
- I’m Paying Off Old Collection Account But I Want Better Credit So I Can Buy a House. – Angie
“Dear Steve, Have several old collection accounts (most are over 2 years old). Also had late vehicle payments. Have since paid off the vehicle and bought another, which I am current on. Have paid off 3 other old collections, but still have about $3000 worth of debt. My score was around 590 a few months [...]
- How Do I Make the Collector Go After My Ex-Husband For His Debts Instead of Me? – Sarah
“Dear Steve, I have made mistakes in the past with bills. I really didn’t care about my credit. I am now 32 and have a credit score of 545 and have woke up to my stupid past. I have 14 derogatory things on my credit report. Most of them are not even over 300. I [...]
- Do I Pay Off Old Debts First or New Debts First? – Jeanette
“Dear Steve, I am trying to get my financial house in order, I must work on cleaning my credit. Shall I pay off old debts or new debts first? Jeanette” The Answer: Dear Jeanette, It does not matter what debts you pay off first, unless the old debts are in default, if they are, pay [...]
- Can the Creditor Start the Clock on My Debt All Over Again? – Deb
“Dear Steve, About 7 years ago I went through a nasty divorce. I ended up signing paperwork to just leave with my children and not pursue any compensation from marriage(of 11 years). A few months later, the nightmare began. I didnt realize I also was responsible for debt that had my name on it. I [...]
- I’m Feeling Defeated About My Financial Future. – Nicki
Nicki “Dear Steve, When I left college with credit card debt I had no way of paying, no real job and student loans piled on top, I was struggling to keep from drowning in debt. Top that off with medical isses (no insurance) and those bills, it took almost seven years to pay back the [...]
- Midland Credit is Trying to Collect an Old Debt. – Tina
“Dear Steve, Midland credit trying to collect on an old account that I think is over 6yrs old. Also I live in TN. Since the acct is old how can I find out the details about it? I haven’t heard a thing about this acct is several yrs until today. They clam I owe 9k [...]
- Should I Bother to Payoff Old Debt to Improve My Credit Score? – Kristen
“Dear Steve, I have recently started to pay down some of my old debts, but have become somewhat skeptical of how effective this tactic is in regards to improving my credit score. I have heard a wide variety of things from different people. My question is, if the accounts are already in collections and they [...]
- I Ran Into a Rough Time and Defaulted on All My Credit Cards. – Scott
“Dear Steve, About 6 years ago I ran into very rough times and defaulted on all of my credit cards. They were all charged off and my credit was ruined. I was too afraid to file for bankruptcy and opted to do nothing (foolish me). At any rate, I was sued by one creditor for [...]
- I’m a 37 Year Old Student, Working Part Time and Mother of 4. – Kim
Kim “Dear Steve, Student at 37, working part time and full time mother to 4. I have just graduated with my associates degree and working (making $11 hr.). I have a daughter (14) and custody of 3 neice (8, 11, 12). Now that I am back in the work force I am wanting to start [...]