Tag Archives: overdraft
- Ways to Save Money for Frugal Living While Having Fun and a Budget
You don’t need to be a financial genius or fiscally sound in order to save money. In fact, anyone can save! Anyone with the ability and willingness to save can be a master saver. Taking a few simple ideas and applying them to everyday life can really make a difference over time. A life saver, [...]
- FTC Bans Landmark Clearing From Using Remotely Created Payment Orders
It was announced today that a Federal Trade Commission (FTC) action has banned a payment processor from using a new payment method to debit accounts after allegedly debiting millions from consumers’ bank accounts without their consent. Payment processors provide merchants with the ability to obtain customer payments for products and services via electronic banking. According [...]
- Unauthorized access to bank account. – Miranda
My account was debited by my then bank from my savings account to cover charges for my checking account that they closed after we had resolved the issue of overdraft fees and charges, well so it was communicated to me but they were planning another trap. My account went into overdraft on a Friday for [...]
- We Are Living on Overdraft But Want to Avoid Bankruptcy. – Ann
“Dear Steve, We have about 35k in credit card bills. There’s 4 cards, one is the biggest, and it’s the overdraft card for our checking account and it’s steadily growing. We’re living beyond our means i guess. Trying to find ways to save money but medical bills and gas costs are killing us these days..We’re [...]
- BBB Warns Of Unapproved Funds Directly Withdrawn By Funds Direct
Yesterday the Better Business Bureau (BBB) put put a warning of an “instant cash” Las Vegas company, Funds Direct, that are allegedly debiting consumer’s accounts $30 without authorization. Complaints filed by consumers are saying that their accounts are having direct withdrawals taken but that they have never had any contact or even heard of Funds [...]
- Is There Any Way to Get My Overdraft Fees Reversed? – Sheri
“Dear Steve, I have been charged so many overdraft fees by my bank, now I cannot pay my bills there are 1300.00 worth of fees. Is there a way to get these reversed Sheri” The Answer: Dear Sheri, If the fees built up because your account was actually overdrawn, then your options are limited. [...]
- I Started to Get Into Debt at 19. – Jon
Jon wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- I Had a Rent Check Bounce, Owe the Cable Company, and Student Loans. – Tina
This question was submitted to me through the GetOutOfDebt.org site. You can ask a question online here. Because of the volume of submitted questions, I am behind in personally answering every single one. I need your help. I am publishing the question below for you to answer. Please help this person by adding your response [...]