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Tag Archives: pay-off

We Have Money to Payoff Our Debt. Is That a Smart Thing to Do? – James

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“Dear Steve, My wife and I have 7,000 in credit card debt and 17,000 in cash in our savings account. Is it better to pay off the credit card debt to $0 and have 10,000 in cash left or is it better to pay off the cards a little at a time in chucks of about $1000 per month. I ... Read More »

Do I Buckle Down and Payoff My Debt or Enter a DMP? – Erica

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Erica “Dear Steve, I still have a good credit score, been paying minimums mostly but spend 45% of my take-home on credit cards. Not in trouble yet but can see it coming with the cards jacking up their interest rates. In the last 4 years I’ve had layoffs, underemployment and no health insurance which has contributed to the debt, but ... Read More »

Should I Use a Debt Consolidation Company to Make One Payment Each Month?

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“Dear Steve, I am 25 years old and have $10,000 in bad debt all of the debt has been sent to collections. I want to get all of this paid off in a year. I moved back home inorder to be able to pay this off. The reason I am in so much debt is due to legal troubles and ... Read More »

I Can Pay Off My Loan But Need to Use Some Cash From My Savings Account. Should I? – Sulian

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Sulian “Dear Steve, I have this 19% personal loan with a payoff of $816.00 I’ve been paying for the last 4 1/2 years. I am so ready to pay it off I can feel it. I bring home about $1220 a month after taxes from work and about $2,200 in a savings account. The minimum payment is $150.33 and they ... Read More »

Next big worry: Credit cards

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Next big worry: Credit cards The News Journal, DE - 1 hour ago In past years, consumers looking to get out from under credit card debt tapped into home equity, refinancing mortgages to get their hands on cash to pay off ... Read More »

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