Tag Archives: payments
- How Can I Figure Out How Much I Can Afford to Pay My Credit Cards Each Month? – George
“Hi Steve, I have one credit card with a $20,000 balance with a $450 minimum monthly payment. I’m not getting too far at paying this off. I would like to start paying higher payments to pay this off faster but im not sure how to figure out how much is the most I can afford [...]
- We Are Living Above Our Means And Can’t Make Our Payments. – Pam
“Dear Steve, Where to begin. We got ourselves in a huge amount of debt, around $20,000. I can’t make the payments as we are living above our means. When we bought our house our incomes matched the house, then I lost my job and had to take a lesser paying position. My husband’s job was [...]
- Bounced Mortgage Check and My Dad’s Back Credit. – Mary
“Dear Steve, My father and his brother got a loan to purchase a house for their mother about 12 years ago through BOA. Apparently, back in April of this year my dads brother wrote the April mortage check for the payment and it bounced. The next month my dad writes the May mortgage payment and [...]
- My Chapter 13 Bankruptcy Was Dismissed by Trustee But I Want to Keep My House. – Norma
Norma “Dear Steve, Due to medical condition requiring several surgeries within last three years, I had to file for Ch 13 bankruptcy but it was dismissed by trustee for not being able to meet the amount of payments the court required. My debts are two mortgages, medical bills, personal loans to family members, a judgement [...]
- I’m About to Have a Nervous Breakdown Because of My Debt. –
“Dear Steve, 60k in IRS debt and 20k in credit card debt, already living paycheck to paycheck supporting kids and adopted grandkids What can I do, IRS has placed a federal tax lien so i can’t get a loan and credit card company is calling my work and home 20 times a day and applying [...]
- I Have Several Credit Cards That I Haven’t Been Able to Pay On. – David
“Dear Steve, I have several credit cards that I haven’t been able to pay on, I am currently paying on one of them, Im just now starting to get calls from lawyers for collection. My wife and I also have a time share that we havent been able to use let alone afford, we havent [...]