Tag Archives: personal-loans
- I’ve Been Using My House as an ATM Machine. – Jeannette
Jeanette “Dear Steve, I have used my home as an ATM machine to put 2 kids and myself through college. We have a primary mortgage at 6% and a home equity loan at 8% both at a fixed rate (total loan amount $250,000.00). January 2008 our home appraised at $310,000.00. Problem, we have one hundred [...]
- I’ve Got a CD Maturing. How Can I Use the Money to Reduce My Debt? – Amy
Amy “Dear Steve, I have always had good credit – not excellent, but been able to make payments. I am starting to believe that I have made some pretty poor financial decisions. I have paid all of my debts on time, but primarily only paying the minimum payment. I have numerous credit cards and three [...]
- Jasmina Wants a Debt Consolidation Loan After Paying For Four Funerals
Jasmina “Dear Steve, I have $46,000 in debt. Three are personal loans and four are credit cards (reason: in last two years I had four deaths in my family, funeral expenses). I don’t have any late payments and all my accounts are current. Is there anyone who offer consolidation loan for so high amount of [...]
- I Am a Compulsive Gambler in Debt. – Delia
Delia “Dear Steve, I’m a compulsive gambler. I identified my addiction a year ago and have been attending GA meetings faithfully for the past six months. The meetings are helping but in the past three years I had borrowed so much money to gamble that I just can’t seem to get caught up. The majority [...]
- Banks in the UK Force The Sale of Homes Over Credit Card Debts
Banks and credit card companies are exploiting obscure legal powers to seize the homes of thousands of people who cannot pay their credit card bills. In some cases, people owing as little as £1,000 have been served with charging orders – the legal instrument enabling a creditor to order the sale of a property. The [...]
- New Scam Aimed At Desperate Consumers Looking For Government Loan or Free Government Money
According to the Federal Reserve, con-artists have unleashed a new scam aimed at consumers in financial trouble or desperate for a loan. The Federal Reserve Board on Tuesday alerted the public to instances of questionable solicitations directed at consumers. These solicitations promise consumers access to personal loans through a nonexistent Federal Reserve lending program. Under [...]
- How to get out of debt with Citibank
Citibank has a great new offer if you are looking to consolidate your debts with the Citibank Personal Credit personal loan.