Tag Archives: reaffirm

Will My Brother Lose His Boat When I File Bankruptcy? – Bill

“Dear Steve, i have worked 22 years with the same company i have a credit card that i owe 15,000 my credit was very good up until i lost my job because it closed down now i am only working part time and just bearly getting by i also have a daughter 25 years old [...]

I Paying Debt Discharged in My Bankruptcy. Will My Creditors Update My Credit Report? – Joanne

“Dear Lewis, Filed Ch 7, received discharge a few months ago. Stated my intent to keep my house/car but found out everything was discharged. In the meantime, I am faithfully paying some dischargees (mortgage, car loan, dental loan, etc.). Just wondering if you got my question a few days ago, re: how to get Ch [...]

Tell Ashley Furniture to Stick It if They Try to Take Back Your Furniture

“Dear Lewis, Filed Bk and discharged in 6/2011. I received a call from Global Collection agency today wanting $900 to keep the furniture we bought from Ashley Furniture. The loan originally was for $5000 but we paid $2500 before we claimed bankruptcy but Bonnie at Global stated they can and will pick up all the [...]

I Just Filed Bankruptcy But Want to Keep My Car With Toyota Financial. – Nancy

“Dear Steve, I’ve just filed bankruptcy and will be keeping my car, but one month behind and will be caught up in 8 days. I tried to make a payment on my car with Toyota Financial online and noticed that it didn’t go through. I called and they said that I no longer have access [...]

I’m Afraid I’m Going to Lose My Car in Bankruptcy. – Veta

Veta “Dear Steve, I’m going to file a Chapter 7 bankruptcy and I would like to keep my car but I might not have enough exemption. Even if I do the judge may not allow me to reaffirm the car loan because the payment is so high. So I don’t know if I should keep [...]