Tag Archives: reaffirmed

Will My Brother Lose His Boat When I File Bankruptcy? – Bill

“Dear Steve, i have worked 22 years with the same company i have a credit card that i owe 15,000 my credit was very good up until i lost my job because it closed down now i am only working part time and just bearly getting by i also have a daughter 25 years old [...]

I Reaffirmed My Second Mortgage and Then Got Foreclosed On. – Rosalie

“Dear Steve, I filed Chapter 7 bankruptcy in 2009. At the time I was in a modification plan for my first mortgage. The Bank stopped the modification process due to bankruptcy and said they would only modify after bankruptcy. I sincerely wanted to keep my property, so I signed a reaffirmation agreement for the 2nd [...]

I Paying Debt Discharged in My Bankruptcy. Will My Creditors Update My Credit Report? – Joanne

“Dear Lewis, Filed Ch 7, received discharge a few months ago. Stated my intent to keep my house/car but found out everything was discharged. In the meantime, I am faithfully paying some dischargees (mortgage, car loan, dental loan, etc.). Just wondering if you got my question a few days ago, re: how to get Ch [...]

I Reaffirmed my Second Mortgage in My Bankruptcy But Now We Can’t Pay It. – Pamela

“Dear Lewis, My bankruptcy was discharged two years ago. My first mortage was included in my case, but I reaffirmed on my second mortgage. (the lender requested that we did). I think that we are going to walk away from our house. It is so under water. what will happen with my second mortgage? I [...]

Reaffirmed Car To Be Repossessed After Bankruptcy – Ray

“Dear Steve, I filed bankruptcy and reafirmed my car. I then lost my job. Now my car is going to be repossed. I am several months behind. How can I keep my car now that I have found steady employment and can make the payments Ray” I asked my friend Mike Killian to answer your [...]