Tag Archives: refi

We Can’t Get a Loan Modification or Refi Our Mortgage. What Can We Do? – Sabrina

“Dear Steve, Steve…just came across your site. Must say very informative. I recently received a mailer in regards to the law firm Fieldstone Law out of Newport Beach, CA. I have always been skeptical about these mailers and contacts. Not to mention, I have never contacted them back. I am in dire need of help [...]

I Want to Get a Third Debt Consolidation Loan to Pay Off My Credit Cards Again. – Laurie

Laurie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

How Can We Find Someone to Refinance Our Home? – Kathy

“Dear Steve, We are in credit card debt of an incredible $40,000. We are trying to refinance our home…We owe $110,000 on it, but its assessed at $265,000. We are wanting to refinance to pay off the cc debt. The problem is, we can’t get refinanced because of our debt level and some late payments. [...]

In a World of Hurt Writes and Wants to Know “Should We Tell My Parents?”

I got the question below through the GetOutOfDebt.org site from someone that identified themselves as In a World of Hurt. Feel free to visit GetOutOfDebt.org and ask me your question, you can use an anonymous name, it’s okay. “Dear Steve, We owe $103,000 on our first mortgage, $16,000 on our home equity loan, and $17,000 [...]

Lower Your Car Payment. Skip It, Lower Your Interest Rate and Get Cash Back

Here is a little financial tip that I’ve used in the past but I keep forgetting about. Refinancing an existing auto loan to lower interest rates and monthly payments. I just got an email that a client was instantly approved for an auto loan refi and that’s good news. You see when this particular person [...]

My Credit Card Payments Are Usually a Few Weeks Late. – Magic

“Dear Steve, We have 38000 credit card debt and make my payments but usually are a few weeks late. I have a mortgage 110 owed a home equity which was used for remodling only balance 90000 my homes worth today 310000 interest rate is 6 percent on both loans my credit score is mid 700s. [...]

We Have a Lot of Debt But We Don’t Want to Go Bankrupt. – Heather

“Dear Steve, Due to my husband losing his job and my being off work at times for medical reasons, we hve a lot of unsecured debt. We do not want bankruptcy. We have to refi our house next year so I don’t know what to do. we have about $50,000.00 in debt. Heather” The Answer: [...]

I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?

James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]