Tag Archives: refi
- We Can’t Get a Loan Modification or Refi Our Mortgage. What Can We Do? – Sabrina
“Dear Steve, Steve…just came across your site. Must say very informative. I recently received a mailer in regards to the law firm Fieldstone Law out of Newport Beach, CA. I have always been skeptical about these mailers and contacts. Not to mention, I have never contacted them back. I am in dire need of help [...]
- I Want to Get a Third Debt Consolidation Loan to Pay Off My Credit Cards Again. – Laurie
“Dear Steve, I’ve lived in my home for 20+yrs.Brought it for 65,000. I’ve refinanced 3 times, one was to pay my ex husband his portion of the house worth and twice to pay off my debts. Now I owe 200,000. plus 37,000. in creditcard debt. My credit scores are still above 710, I’ve never paid [...]
- How Can We Find Someone to Refinance Our Home? – Kathy
“Dear Steve, We are in credit card debt of an incredible $40,000. We are trying to refinance our home…We owe $110,000 on it, but its assessed at $265,000. We are wanting to refinance to pay off the cc debt. The problem is, we can’t get refinanced because of our debt level and some late payments. [...]
- In a World of Hurt Writes and Wants to Know “Should We Tell My Parents?”
I got the question below through the GetOutOfDebt.org site from someone that identified themselves as In a World of Hurt. Feel free to visit GetOutOfDebt.org and ask me your question, you can use an anonymous name, it’s okay. “Dear Steve, We owe $103,000 on our first mortgage, $16,000 on our home equity loan, and $17,000 [...]
- Lower Your Car Payment. Skip It, Lower Your Interest Rate and Get Cash Back
Here is a little financial tip that I’ve used in the past but I keep forgetting about. Refinancing an existing auto loan to lower interest rates and monthly payments. I just got an email that a client was instantly approved for an auto loan refi and that’s good news. You see when this particular person [...]
- My Credit Card Payments Are Usually a Few Weeks Late. – Magic
“Dear Steve, We have 38000 credit card debt and make my payments but usually are a few weeks late. I have a mortgage 110 owed a home equity which was used for remodling only balance 90000 my homes worth today 310000 interest rate is 6 percent on both loans my credit score is mid 700s. [...]
- We Have a Lot of Debt But We Don’t Want to Go Bankrupt. – Heather
“Dear Steve, Due to my husband losing his job and my being off work at times for medical reasons, we hve a lot of unsecured debt. We do not want bankruptcy. We have to refi our house next year so I don’t know what to do. we have about $50,000.00 in debt. Heather” The Answer: [...]
- I’m Afraid I’m Going To Get Laid Off. How Will I Pay My Bills? What Will I Do?
“Dear Steve, When I read the news I get so afraid that I will get laidoff. Business at work seems to be slow and I find myself surfing the internet more at work and reading more of these stories about the pink slips that are coming. I’ve got bills and credit card debt to payoff [...]