Tag Archives: rent

I’m Short of Cash and Don’t Know What to Do? – Parker

“Dear Steve, My boyfriend and I live in an apartment together which my aunt paid a year for in advance to the complex and have been paying her back monthly at regular price since we were forced out of my parents’ house. Well it’s time for us to move out of our apartment now but [...]

My Wife Gave Away Our House With a Quitclaim Deed. – Patrick

“Dear Steve, My wife just filed bankruptcy recently because a family friend, a mortgage broker, put the house she owned previiously in foreclosure. My wife had a subprime loan and tried before the 2 years were up to refinance and everyone who came along (Real Estate agents and others) gave her wrong advise. My wife [...]

How to Rent a Lovely Home or Apartment After Bankruptcy

The site just answered a question on how to rent after bankruptcy but I wanted to explore that more and give you some additional resources on how to accomplish that. Renting a place to live after a bankruptcy is actually a relatively easy thing to do with some insight. Granted, the major apartment complexes might [...]

Will We Be Able to Rent a Place to Live After Bankruptcy? – MaryAnn

“Dear Lewis, We are looking to rent a house and we want to know how long our chapter 7 bk we filed in 2006 will be on our records. we are having grave difficulty getting any credit because of this. How long does a chapter 7 stay on someones trw? if yu can answer this [...]

Apartment Rents Rising Due to Demand From Foreclosures

TransUnion is reporting in a recent release that due to demand for rental units after the wave of foreclosures rental prices have actually increased. For apartment complexes of more than 201 units, sixty four percent of property managers reported an increase over last year for apartment rent. “Finding reliable tenants at an optimal price point [...]

My Children Landed Me in Debt. – Jane

“Dear Steve, My husband and I have inherited many bills from our children over the last year. One son was in a car accident and was sued by the other party for damages to their vehicle. Since he was under 18 at the time, I had to pay $6000.00 that my husband’s insurance refused to [...]

Should We Sell Our House and Rent? – Liliec

“Hi Steve, My husband and I are trying to decide if it makes sense to sell our home and rent for a while to pay down our credit card debt. We have $78,000 in credit card debt – we have been using the credit cards to cover the gap between our expenses and our earnings. [...]

I Want a Divorce From My Cheating Husband But We Have This Mortgage. – Stuck

Stuck “Dear Steve, I am seeking to divorce my husband who I have found out is cheating. We live in a no fault state so that is not an issue. However, though the title to the house is in both our names, the main mortgage is in my husbands. I say main because we qualified [...]

Staying With My Parents is Shunned in My Community. – Jahmiel

Jahmiel “Dear Steve, I’m 30 yrs old. I have a full time job paying at least $30,000 a year. With the student consolidated debt of $60,000. my private loan is $20,000 with 9.25% rate. My federal loan is $36,000 with a 3% rate. My credit card payments is currently $1800. I’m sending extra payments. I’m [...]

I Panicked and Called a Debt Reduction Company. I’m Afraid I’ve Walked Into a Scam. – Megan

Megan “Dear Steve, My husband and I currently have around 10-12,000 in credit card debt and medical bills. About 2 years ago, after our 2nd child was born we became unable to make the minimum payments on the credit cards (about 10 different credit cards) and we have also been unable to pay the medical [...]

I Have Bad Credit From a Bad Relationship. – Meranda

“Dear Steve, I have bad credit because I got in a relationship very young and have credit cards maxed and a few things in collection. Now I have 2 children and am not working I am on maternity leave and really want to get out of a bad relationship. I have looked at renting at [...]

Expect Tidal Wave Of Limit Reductions and Credit Card Closures to Hit Before Christmas

Yesterday I wrote about a little old hardware store that had noticed an increase in card purchases over cash. That’s not a good sign if people are using plastic more for routine things and especially in this environment of credit card issuers reducing credit limits, raising interest rates and closing cards. You see, the credit [...]