repayment plan
I’m in Debt and Talked to CCCS and They Said They Could Not Help Me. – Ray
Ray wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
HFC Wants a Copy of My Paystub. I’m Not Going to Give It to Them. – Teri
“Dear Steve,
3 months late on a signature loan. Now they want payment in full.
Can a company (HFC) or thier debt collector tell you that they will only accept payments from you if you send them a copy of your pay stub along with a list of all of your debts. I’m not about to give [...]
Nildo Has Moved Back in With Parents And Wants to Save His Car From Repossession
Nildo wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Your Searches and Speed Round Answers
I was looking through the recent search phrases on the site this morning and thought I’d take a whack at answering some of them quickly so I’m trying a new approach, the speed round.
What happens if you do not answer a debt collectors who is an attorney? If you mean answering the phone, you just [...]
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Mark Writes In “I Need to Go Bankrupt in the UK”
Mark wrote in about his financial situation.
“Hi Steve,
My wife and I need help. Since 2001 we’ve been living in the U.S. and we’ve just got our green cards. We moved to the U.S. from the UK and for years I’ve been struggling to pay back debt there using dollars to pay back British pounds. The [...]
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Do We Have Any Viable Alternatives Other Than Bankruptcy? – Paul
Paul wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Click here to read the rest of "Do We Have Any Viable Alternatives Other Than Bankruptcy? – Paul"
How Do I Get the Credit Card Company to Lower My Payment to What I Want? – Sally
Sally wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
Bankruptcy Judges Should Have the Power to Modify Mortgages
The sagging home values are drawing attention to a gaping hole in bankruptcy protection, the ability for U.S. bankruptcy judges to be able to modify the terms of a mortgage to keep people in their homes that want to pay.
A couple of recent article really caught my eye, “Delahunt: Empower judges to modify mortgages” and [...]
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New Concerns About 40% Credit Card Debt Reduction Proposal
Last week I wrote an article Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out but more information has come to light since then.
While consumer advocates are happy about the possibility of getting banks to write off as much as 40% of the debt in order to help [...]
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Banks Agree to Wipe Out Up to 40 Percent of Credit Card Debt But Watch Out.
Credit card lenders include Discover Financial Services LLC, Bank of America Corp., Citigroup Inc., JPMorgan Chase & Co., Capital One Financial Corp., American Express Co. and HSBC Holdings have finally come together with the help of the National Foundation for Credit Counseling, Consumer Federation of America and the Financial Service Roundtable to start the process [...]
Lauren is Searching For Ways to Get Out Of Debt And Make Her Bad Credit Go Away
Lauren wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free.
Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
