Tag Archives: repossessed

Does the Car Lender Have a Right to Reposes My Car After I Made a Payment Through MoneyGram? – Abby

“Dear Steve, I have been known to be late on car payments, but I do always make them, I made my payment this am, through an automatic moneygram deal, and they repossessed my car that day. Did they have legal right to take it, after accepting my payment? and what do the fees to “redeem” [...]

My friend left the country and left a repossesed car behind. What risks would I take if I drive it?

My friend had to leave the country and left his car behind…I keep it in my garage (different address from him) and drive it back and forth to work, from garage to garage. It is already being looked to be repossesed by the car dealership (for lack of payments for a few months). Does police [...]

Should I Include Repossessed Truck in Chapter 13 Bankruptcy – Jessca

I am going to file a chapter 13 bankruptcy next week because I had a car repossessed and they auctioned it for much less than I owed. I have since financed another vehicle. I am up to date on the payments and can now afford to keep them up to date. My question is whether [...]

How soon can I get a mortgage after paying off a repo? – Samantha

My car was repossessed in June 2010 and auctioned for less than the loan amount shortly after. So the account appears on my credit reports as a charge-off and delinquent for the deficiency amount. I would really like ti buy a home so six months ago I started working to repair my credit (which also [...]

Girlfriend Just Had Our Baby and My Car Got Repossessed. – Steve

“Dear Steve, Situation * my girl friend just had our child she was out of work and i am in deep financial hole. car got repossessed due back payments. i would like to file for bankruptcy but i did not file my tax return for last year ,because i knew i was going to owe. [...]

Nissan Motor Acceptance Corporation Repossessed My Car. – Tammy

“Dear Steve, I got out of the Army in the beginning of March. In May, after I realized I couldn’t keep up with a $600 a month car loan, I contacted Nissan Motor Acceptance Corporation and asked if there was a way to get lower payments. I explained my situation to them and also informed [...]

I Made a Partial Car Payment But They Repossessed the Car Anyway. – Denise

“Dear Steve, I made a partial car payment and I called the car company and told them the rest of the payment was in the mail and on it’s way a few days later they came and reposed it so they have my money and the car Now they want me to pay for the [...]

I Never Got a Notice Before My Motorcycle Was Repossessed. – Ken

“Dear Michael, My motorcycle was repossessed and they never sent a notice of dispositon as required by Georgia law. I also requested an explanation of disposition within 14 days as required by law and never received it either. Spoke with Vice Pres. of finance company and he stated that even though the law states no [...]

My Husband Recently Passed Away And I’m Trying to Do Better But a Co-Signed Repossession is Holding Me Back. – Becky

“Dear Jeremy, I am a single mom and had an ex husband that I share three girls with, he recently passed away and my girls were left his money, life insurance, ATV’s, his vehicle, and all of this had to be put in my name because they are underage. During the time that he was [...]

I Made a Payment And The Bank Took My Car and Sold It. – Mary

“Dear Steve, I hope you can help. About 2 yrs. ago my car was repossed by the bank i had made a 1/2 payment the teller said it was ok . the next day my car was gone? They auctioned off my car and sent me a huge bill ? the car was half paid [...]

When I Was in the Air Force I Bought a Vehicle That Got Repossessed. – Diana

“Dear Damon, I purchased a vehicle in FL while I was PSCing to SD for the Air Force. A year later (2005) it was repossessed due to me being unable to make the increased payments that they imposed. The last contact I had with them was in October of 2005. I was just served with [...]

Wells Fargo Repossess And Tries to Sell Car Woman Owned Outright

Mistakes happen. But in this case Wells Fargo apparently made a doozie. A Tacoma Washington woman had her totally paid off car repossessed and taken to the auction house for sale. Now we all know that kind of thing happens when you fail to make your payments but in this case the woman had the [...]

I Am Filing Bankruptcy But My Attorney is Waiting For Stuff From Me. – Brent

Brent “Dear Steve, I consulted an attorney 2 months ago about bankruptcy and retained them to proceed with the process. I have only 2 more item to give the attorny before they proceed. I have fallen behind on my car payment and they repoed it yesterday. I am wanting and needing the car back very [...]

I Purchased a Car With My Ex-Husband That I Can’t Afford Anymore. – Yvonne

Yvonne “Dear Steve, I had purchased a vehicle 3 years ago with my now ex-husband at the time he was going to help me with payments which were 265.00 per month and to this day are still the same and I still owe 8400 on a vehicle that is only worth 4000. I can’t make [...]

I Recently Separated From My Husband but Don’t Make Enough Money. – Nea

“Dear Steve, Im recently seperated from my husband . I only make enough money to cover bare basic needs. My mort right now is 820.00, my car note is 320.00 and My car insurance is about 120.00 Im currently in the process of home loan Modification.. which will lower my interest rate by 1.5% . [...]