Tag Archives: repossession

Buy here lot wants to repossess my vehicle but they want me to bring it back to the state. – Tim

I purchased a vehicle from a buy here pay here company when i was living in georgia. i moved back home to my home state back in may. since then i have hit a financial downfall. im not disputing that i owe them money or anything. to make a long story short it is now [...]

My friend left the country and left a repossesed car behind. What risks would I take if I drive it?

My friend had to leave the country and left his car behind…I keep it in my garage (different address from him) and drive it back and forth to work, from garage to garage. It is already being looked to be repossesed by the car dealership (for lack of payments for a few months). Does police [...]

Can I Sue My Finance Company for Wrongful Repossession? – Angela

I live in California ans my car was recently reposessed. I want to know if I can take the finance company to small claims court and sue for money lost, etc. I was 1 month behind on my payment. I made a payment arrangement to have my finance company take the past due amount out [...]

Should I Include Repossessed Truck in Chapter 13 Bankruptcy – Jessca

I am going to file a chapter 13 bankruptcy next week because I had a car repossessed and they auctioned it for much less than I owed. I have since financed another vehicle. I am up to date on the payments and can now afford to keep them up to date. My question is whether [...]

How soon can I get a mortgage after paying off a repo? – Samantha

My car was repossessed in June 2010 and auctioned for less than the loan amount shortly after. So the account appears on my credit reports as a charge-off and delinquent for the deficiency amount. I would really like ti buy a home so six months ago I started working to repair my credit (which also [...]

My Ford Explorer Just Got Repossessed. – Donna

“Dear Steve, i have $8000.00 let on my 2006 Ford Explorer. Was behind two months and they took it 330 this morning. I live in southwestern Connecticut and they took my car to RHODE ISLAND!!!!! 2 and half hours away!!!! Can they do that and what do you think the towing cost is?? Today in [...]

I Have a Lot of Credit Card Debt, a Repossession and a Judgment. – Eric

“Dear Mitch, I have a lot of old credit card debt. Recently I had a repossession go to judgment in which I received a letter in the mail. I contacted the law firm but was not left felling comfortable.. They answered the phone by just saying “law office” , the person I spoke to seemed [...]

What Can I Do About My Car I Can’t Afford Anymore? – Jared

“Dear Steve, About a year ago I had a great job selling life insurance making a lot of money(to me at least), wrecked my old car, so I needed to buy a new car. After awhile of thinking I had come to the conclusion that for my job I needed a nice car (for appearance [...]

Does the California Repossession Law Let Them Take My Car? – Freyja

“Dear Steve, We have a car loan with the dealership and we made a payment on July 20th. Our payments are usually do on the 8th and we a 10 day window before a late fee is assessed. On Aug 4th they repossessed my car and when I called the dealership they told me I [...]

Nissan Motor Acceptance Corporation Repossessed My Car. – Tammy

“Dear Steve, I got out of the Army in the beginning of March. In May, after I realized I couldn’t keep up with a $600 a month car loan, I contacted Nissan Motor Acceptance Corporation and asked if there was a way to get lower payments. I explained my situation to them and also informed [...]

I Made a Partial Car Payment But They Repossessed the Car Anyway. – Denise

“Dear Steve, I made a partial car payment and I called the car company and told them the rest of the payment was in the mail and on it’s way a few days later they came and reposed it so they have my money and the car Now they want me to pay for the [...]

Credit Unions and Debt Settlement. Will My Credit Union Work With Me? – Tim

“Dear Damon, I had a car repossessed and the balance after auction is $13,100 Its with A credit Union in IL, I also have a 10,000 credit card with same credit union.. I want to use debt settlement, but heard credit unions are impossible to deal with.. I am recently divorced and was layed off [...]

I Never Got a Notice Before My Motorcycle Was Repossessed. – Ken

“Dear Michael, My motorcycle was repossessed and they never sent a notice of dispositon as required by Georgia law. I also requested an explanation of disposition within 14 days as required by law and never received it either. Spoke with Vice Pres. of finance company and he stated that even though the law states no [...]

My Husband Recently Passed Away And I’m Trying to Do Better But a Co-Signed Repossession is Holding Me Back. – Becky

“Dear Jeremy, I am a single mom and had an ex husband that I share three girls with, he recently passed away and my girls were left his money, life insurance, ATV’s, his vehicle, and all of this had to be put in my name because they are underage. During the time that he was [...]

I Made a Payment And The Bank Took My Car and Sold It. – Mary

“Dear Steve, I hope you can help. About 2 yrs. ago my car was repossed by the bank i had made a 1/2 payment the teller said it was ok . the next day my car was gone? They auctioned off my car and sent me a huge bill ? the car was half paid [...]