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	<title>How to Get Out of Debt With the Get Out of Debt Guy &#187; savings-account</title>
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	<link>http://getoutofdebt.org</link>
	<description>Free debt help and debt advice on how to get out of debt, getting out of debt consolidation scams, and inside information on the debt relief and debt help industry.</description>
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		<title>We Can&#8217;t Seem to Make Ends Meet and Save. Is Bankruptcy Right For Us? &#8211; Matt &amp; Patti</title>
		<link>http://getoutofdebt.org/28222/we-cant-seem-to-make-ends-meet-and-save-is-bankruptcy-right-for-us-matt-patti</link>
		<comments>http://getoutofdebt.org/28222/we-cant-seem-to-make-ends-meet-and-save-is-bankruptcy-right-for-us-matt-patti#comments</comments>
		<pubDate>Wed, 01 Jun 2011 17:33:49 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Budgeting & Budgets]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[emergency-fund-]]></category>
		<category><![CDATA[make ends meet]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28222</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, My wife and I gross $93K. We owe $38K in credit cards, $1290 mortgage and two kids in private HS @$15K/year. Take home is approx. $3200/mo. We are upsdie down on our house by at least $20K. Our current credit scores are &#8211; me 690&#8242;s, wife low 700&#8242;s. We make all our payments [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28222/we-cant-seem-to-make-ends-meet-and-save-is-bankruptcy-right-for-us-matt-patti">We Can&#8217;t Seem to Make Ends Meet and Save. Is Bankruptcy Right For Us? &#8211; Matt &#038; Patti</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/28222/we-cant-seem-to-make-ends-meet-and-save-is-bankruptcy-right-for-us-matt-patti/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>You&#8217;ve Paid Off Your Debt, Now What?</title>
		<link>http://getoutofdebt.org/28207/youve-paid-off-your-debt-now-what</link>
		<comments>http://getoutofdebt.org/28207/youve-paid-off-your-debt-now-what#comments</comments>
		<pubDate>Tue, 31 May 2011 20:57:05 +0000</pubDate>
		<dc:creator>Cheryl Bigos</dc:creator>
				<category><![CDATA[Moving Forward]]></category>
		<category><![CDATA[emergency-fund-]]></category>
		<category><![CDATA[Out of Debt]]></category>
		<category><![CDATA[Paid Off Debt]]></category>
		<category><![CDATA[Paid Off My Debt]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=28207</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Your final payment has been made, and you&#8217;ve contacted your credit counseling representative to let them know you will be finished with your plan. Wow! You are officially debt free! It&#8217;s so exciting that you can hardly contain yourself. That one payment you had been struggling to make for years is now yours &#8211; all [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/28207/youve-paid-off-your-debt-now-what">You&#8217;ve Paid Off Your Debt, Now What?</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/28207/youve-paid-off-your-debt-now-what/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#8217;ve Never Missed a Payment But I Have No Savings and Not Really Getting Out of Debt. &#8211; Brian</title>
		<link>http://getoutofdebt.org/27913/ive-never-missed-a-payment-but-i-have-no-savings-and-not-really-getting-out-of-debt-brian</link>
		<comments>http://getoutofdebt.org/27913/ive-never-missed-a-payment-but-i-have-no-savings-and-not-really-getting-out-of-debt-brian#comments</comments>
		<pubDate>Thu, 19 May 2011 14:51:14 +0000</pubDate>
		<dc:creator>Andy Faria</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Savings Account - Emergency Fund]]></category>
		<category><![CDATA[emergency-fund-]]></category>
		<category><![CDATA[How to Get Out of Debt]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=27913</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Andy, I am 31 years old and I own my own house. I have never missed a payment, yet can&#8217;t get refinanced due to my lowered house value. (Currently I owe about 149,000 and I just had it appraised at 140,000). My mortgage rate is 6.2%. That is part of the story&#8230;the other part [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/27913/ive-never-missed-a-payment-but-i-have-no-savings-and-not-really-getting-out-of-debt-brian">I&#8217;ve Never Missed a Payment But I Have No Savings and Not Really Getting Out of Debt. &#8211; Brian</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/27913/ive-never-missed-a-payment-but-i-have-no-savings-and-not-really-getting-out-of-debt-brian/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#8217;m an Independent Recruiter, Living With My Girlfriend and Way in Debt. &#8211; Bill</title>
		<link>http://getoutofdebt.org/5797/im-an-independent-recruiter-living-with-my-girlfriend-and-way-in-debt-bill</link>
		<comments>http://getoutofdebt.org/5797/im-an-independent-recruiter-living-with-my-girlfriend-and-way-in-debt-bill#comments</comments>
		<pubDate>Thu, 10 Jun 2010 16:12:27 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[girlfriend]]></category>
		<category><![CDATA[lease]]></category>
		<category><![CDATA[partner]]></category>
		<category><![CDATA[recruiter]]></category>
		<category><![CDATA[relationship]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5797</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Bill wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5797/im-an-independent-recruiter-living-with-my-girlfriend-and-way-in-debt-bill">I&#8217;m an Independent Recruiter, Living With My Girlfriend and Way in Debt. &#8211; Bill</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5797/im-an-independent-recruiter-living-with-my-girlfriend-and-way-in-debt-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Marriage and Money: How to Talk to Your New Spouse About Finances</title>
		<link>http://getoutofdebt.org/19527/marriage-and-money-how-to-talk-to-your-new-spouse-about-finances</link>
		<comments>http://getoutofdebt.org/19527/marriage-and-money-how-to-talk-to-your-new-spouse-about-finances#comments</comments>
		<pubDate>Thu, 03 Jun 2010 02:43:40 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Budget Stuff]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Relationship Stuff]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[403b]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[Bridal Bargains]]></category>
		<category><![CDATA[Disability Insurance]]></category>
		<category><![CDATA[Equal Credit Opportunity Act]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[equifax.com]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[experian.com]]></category>
		<category><![CDATA[FICA]]></category>
		<category><![CDATA[health insurance]]></category>
		<category><![CDATA[ira]]></category>
		<category><![CDATA[Joint Expenses]]></category>
		<category><![CDATA[life insurance]]></category>
		<category><![CDATA[marriage]]></category>
		<category><![CDATA[Marriage Money]]></category>
		<category><![CDATA[Married Life]]></category>
		<category><![CDATA[Prenup]]></category>
		<category><![CDATA[Prenuptial Agreement]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[Spending Limit]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[Trans Union]]></category>
		<category><![CDATA[tuc.com]]></category>
		<category><![CDATA[wedding debt]]></category>
		<category><![CDATA[windsorpeak.com]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=19527</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>So you&#8217;re engaged. Or thinking about it. If you&#8217;re really serious about spending the rest of your life with another person, it&#8217;s time to get some of the tougher issues out in the open. Somewhere near the top of your list should be MONEY. Conflicts about money issues can stop a relationship before it has [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/19527/marriage-and-money-how-to-talk-to-your-new-spouse-about-finances">Marriage and Money: How to Talk to Your New Spouse About Finances</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/19527/marriage-and-money-how-to-talk-to-your-new-spouse-about-finances/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit</title>
		<link>http://getoutofdebt.org/19522/do-it-yourself-guide-to-credit-reports-10-ways-to-improve-your-credit</link>
		<comments>http://getoutofdebt.org/19522/do-it-yourself-guide-to-credit-reports-10-ways-to-improve-your-credit#comments</comments>
		<pubDate>Wed, 02 Jun 2010 21:39:00 +0000</pubDate>
		<dc:creator>Amanda Miller</dc:creator>
				<category><![CDATA[Bankruptcy Information]]></category>
		<category><![CDATA[Credit Card Industry]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Credit Score & Credit Report]]></category>
		<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Saving Money / Investing]]></category>
		<category><![CDATA[Scam]]></category>
		<category><![CDATA[Secured Card]]></category>
		<category><![CDATA[authorized user]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[consolidated credit report]]></category>
		<category><![CDATA[Cosign Credit]]></category>
		<category><![CDATA[credit file]]></category>
		<category><![CDATA[credit repair organizations act]]></category>
		<category><![CDATA[credit repair scam]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[Credit Scam]]></category>
		<category><![CDATA[Deposit Accounts]]></category>
		<category><![CDATA[EIN]]></category>
		<category><![CDATA[Employer Identification Number]]></category>
		<category><![CDATA[equifax]]></category>
		<category><![CDATA[equifax.com]]></category>
		<category><![CDATA[experian]]></category>
		<category><![CDATA[experian.com]]></category>
		<category><![CDATA[federal trade commission]]></category>
		<category><![CDATA[File Segregation]]></category>
		<category><![CDATA[Fix Credit]]></category>
		<category><![CDATA[ftc]]></category>
		<category><![CDATA[ftc.gov]]></category>
		<category><![CDATA[Guaranteed Account]]></category>
		<category><![CDATA[improve credit]]></category>
		<category><![CDATA[joint account]]></category>
		<category><![CDATA[New Credit File]]></category>
		<category><![CDATA[Repair Bankruptcy]]></category>
		<category><![CDATA[repair-credit]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[secured credit card]]></category>
		<category><![CDATA[spending plan]]></category>
		<category><![CDATA[Trans Union]]></category>
		<category><![CDATA[Transunion.com]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=19522</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>So your credit’s not so hot. A few late payments, maybe an account or two that went to collections. What’s the big deal? As you’ve probably found out, it may be a very big deal. You’ve probably already been turned down for the best credit cards and maybe you’ve had trouble getting a car loan. [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/19522/do-it-yourself-guide-to-credit-reports-10-ways-to-improve-your-credit">Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit</a></p>]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Lowen Wants to Know &#8220;Can I Budget My Way Out Of Debt?&#8221;</title>
		<link>http://getoutofdebt.org/1701/lowen-wants-to-know-can-i-budget-my-way-out-of-debt</link>
		<comments>http://getoutofdebt.org/1701/lowen-wants-to-know-can-i-budget-my-way-out-of-debt#comments</comments>
		<pubDate>Thu, 20 May 2010 20:28:27 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[budgets]]></category>
		<category><![CDATA[develop a budget]]></category>
		<category><![CDATA[free advice]]></category>
		<category><![CDATA[good budget]]></category>
		<category><![CDATA[help me save money]]></category>
		<category><![CDATA[how to spend your money]]></category>
		<category><![CDATA[make a budget]]></category>
		<category><![CDATA[orgasm]]></category>
		<category><![CDATA[pain in the ass]]></category>
		<category><![CDATA[save-money]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[student-loans]]></category>
		<category><![CDATA[track my cash]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1701</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Lowen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1701/lowen-wants-to-know-can-i-budget-my-way-out-of-debt">Lowen Wants to Know &#8220;Can I Budget My Way Out Of Debt?&#8221;</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We Have a Lot of Debt, But Not a Lot of Savings. &#8211; Ann</title>
		<link>http://getoutofdebt.org/5528/we-have-a-lot-of-debt-but-not-a-lot-of-savings-ann</link>
		<comments>http://getoutofdebt.org/5528/we-have-a-lot-of-debt-but-not-a-lot-of-savings-ann#comments</comments>
		<pubDate>Fri, 07 May 2010 22:10:22 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[debt snowball]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5528</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Ann wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5528/we-have-a-lot-of-debt-but-not-a-lot-of-savings-ann">We Have a Lot of Debt, But Not a Lot of Savings. &#8211; Ann</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5528/we-have-a-lot-of-debt-but-not-a-lot-of-savings-ann/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Still Save Money Even When I&#8217;m Trying to Get Out of Debt? &#8211; Lisa</title>
		<link>http://getoutofdebt.org/5454/should-i-still-save-money-even-when-im-trying-to-get-out-of-debt-lisa</link>
		<comments>http://getoutofdebt.org/5454/should-i-still-save-money-even-when-im-trying-to-get-out-of-debt-lisa#comments</comments>
		<pubDate>Fri, 09 Apr 2010 20:36:09 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[savings accounts]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5454</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Lisa wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5454/should-i-still-save-money-even-when-im-trying-to-get-out-of-debt-lisa">Should I Still Save Money Even When I&#8217;m Trying to Get Out of Debt? &#8211; Lisa</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Have $747 in Savings. How Can I Pay Down My Debt? &#8211; Annette</title>
		<link>http://getoutofdebt.org/5693/i-have-747-in-savings-how-can-i-pay-down-my-debt-annette</link>
		<comments>http://getoutofdebt.org/5693/i-have-747-in-savings-how-can-i-pay-down-my-debt-annette#comments</comments>
		<pubDate>Wed, 31 Mar 2010 20:23:39 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[emergency savings]]></category>
		<category><![CDATA[minimum payment]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5693</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Annette wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5693/i-have-747-in-savings-how-can-i-pay-down-my-debt-annette">I Have $747 in Savings. How Can I Pay Down My Debt? &#8211; Annette</a></p>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Don&#8217;t Want to Lose My Boat or Home. &#8211; Doug</title>
		<link>http://getoutofdebt.org/7229/i-dont-want-to-lose-my-boat-or-home-doug</link>
		<comments>http://getoutofdebt.org/7229/i-dont-want-to-lose-my-boat-or-home-doug#comments</comments>
		<pubDate>Thu, 18 Mar 2010 15:47:17 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankrptcy]]></category>
		<category><![CDATA[boat]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[lose boat]]></category>
		<category><![CDATA[lose home]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[sell boat]]></category>
		<category><![CDATA[sell house]]></category>
		<category><![CDATA[trustee]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7229</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Doug wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7229/i-dont-want-to-lose-my-boat-or-home-doug">I Don&#8217;t Want to Lose My Boat or Home. &#8211; Doug</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7229/i-dont-want-to-lose-my-boat-or-home-doug/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>I&#8217;m Feeling Defeated About My Financial Future. &#8211; Nicki</title>
		<link>http://getoutofdebt.org/6484/im-feeling-defeated-about-my-financial-future-nicki</link>
		<comments>http://getoutofdebt.org/6484/im-feeling-defeated-about-my-financial-future-nicki#comments</comments>
		<pubDate>Mon, 15 Mar 2010 00:43:41 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[down-payment]]></category>
		<category><![CDATA[financial crisis]]></category>
		<category><![CDATA[increase credit score]]></category>
		<category><![CDATA[low credit score]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[old debts]]></category>
		<category><![CDATA[past debts]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6484</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Nicki wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6484/im-feeling-defeated-about-my-financial-future-nicki">I&#8217;m Feeling Defeated About My Financial Future. &#8211; Nicki</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/6484/im-feeling-defeated-about-my-financial-future-nicki/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>I Am Panicked About Our Situation. Help! &#8211; Deb</title>
		<link>http://getoutofdebt.org/7187/i-am-panicked-about-our-situation-help-deb</link>
		<comments>http://getoutofdebt.org/7187/i-am-panicked-about-our-situation-help-deb#comments</comments>
		<pubDate>Thu, 04 Mar 2010 23:50:52 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[closed credit cards]]></category>
		<category><![CDATA[delinquent]]></category>
		<category><![CDATA[emergency cash]]></category>
		<category><![CDATA[husband paying bills]]></category>
		<category><![CDATA[missed-payments]]></category>
		<category><![CDATA[need cash]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[wife paying bills]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7187</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Deb wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7187/i-am-panicked-about-our-situation-help-deb">I Am Panicked About Our Situation. Help! &#8211; Deb</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7187/i-am-panicked-about-our-situation-help-deb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>I&#8217;ve Got Some Cash on Hand. Should I Settle With Amex? &#8211; James</title>
		<link>http://getoutofdebt.org/6699/ive-got-some-cash-on-hand-should-i-settle-with-amex-james</link>
		<comments>http://getoutofdebt.org/6699/ive-got-some-cash-on-hand-should-i-settle-with-amex-james#comments</comments>
		<pubDate>Fri, 26 Feb 2010 21:02:45 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[americam express]]></category>
		<category><![CDATA[amex]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[debt settlement]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6699</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6699/ive-got-some-cash-on-hand-should-i-settle-with-amex-james">I&#8217;ve Got Some Cash on Hand. Should I Settle With Amex? &#8211; James</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/6699/ive-got-some-cash-on-hand-should-i-settle-with-amex-james/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>I Am Bankrupt What Do I Do Now? &#8211; Mary</title>
		<link>http://getoutofdebt.org/5355/i-am-bankrupt-what-do-i-do-now-mary</link>
		<comments>http://getoutofdebt.org/5355/i-am-bankrupt-what-do-i-do-now-mary#comments</comments>
		<pubDate>Wed, 17 Feb 2010 23:32:09 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[secured card]]></category>
		<category><![CDATA[went bankrupt]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5355</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Mary wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5355/i-am-bankrupt-what-do-i-do-now-mary">I Am Bankrupt What Do I Do Now? &#8211; Mary</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5355/i-am-bankrupt-what-do-i-do-now-mary/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Should I Cash Out my 401K to Pay Off Debt? &#8211; Anna</title>
		<link>http://getoutofdebt.org/6729/should-i-cash-out-my-401k-to-pay-off-debt-anna</link>
		<comments>http://getoutofdebt.org/6729/should-i-cash-out-my-401k-to-pay-off-debt-anna#comments</comments>
		<pubDate>Fri, 01 Jan 2010 17:12:51 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[401k to pay debt]]></category>
		<category><![CDATA[cash out 401k]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=6729</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Anna wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/6729/should-i-cash-out-my-401k-to-pay-off-debt-anna">Should I Cash Out my 401K to Pay Off Debt? &#8211; Anna</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/6729/should-i-cash-out-my-401k-to-pay-off-debt-anna/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My House Needs a New Roof. &#8211; George</title>
		<link>http://getoutofdebt.org/5552/my-house-needs-a-new-roof-george</link>
		<comments>http://getoutofdebt.org/5552/my-house-needs-a-new-roof-george#comments</comments>
		<pubDate>Thu, 31 Dec 2009 17:57:56 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[emergency cash]]></category>
		<category><![CDATA[home improvement loan]]></category>
		<category><![CDATA[new roof]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[roof]]></category>
		<category><![CDATA[roofer]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5552</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>George wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5552/my-house-needs-a-new-roof-george">My House Needs a New Roof. &#8211; George</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5552/my-house-needs-a-new-roof-george/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I Can Pay Off My Loan But Need to Use Some Cash From My Savings Account. Should I? &#8211; Sulian</title>
		<link>http://getoutofdebt.org/7140/i-can-pay-off-my-loan-but-need-to-use-some-cash-from-my-savings-account-should-i-sulian</link>
		<comments>http://getoutofdebt.org/7140/i-can-pay-off-my-loan-but-need-to-use-some-cash-from-my-savings-account-should-i-sulian#comments</comments>
		<pubDate>Fri, 25 Dec 2009 17:00:48 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[pay-off]]></category>
		<category><![CDATA[payoff]]></category>
		<category><![CDATA[personal-loan]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7140</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Sulian wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7140/i-can-pay-off-my-loan-but-need-to-use-some-cash-from-my-savings-account-should-i-sulian">I Can Pay Off My Loan But Need to Use Some Cash From My Savings Account. Should I? &#8211; Sulian</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7140/i-can-pay-off-my-loan-but-need-to-use-some-cash-from-my-savings-account-should-i-sulian/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Diana Is Struggling to Make Credit Card Payments And Afraid</title>
		<link>http://getoutofdebt.org/4093/diana-is-struggling-to-make-credit-card-payments-and-afraid</link>
		<comments>http://getoutofdebt.org/4093/diana-is-struggling-to-make-credit-card-payments-and-afraid#comments</comments>
		<pubDate>Wed, 16 Dec 2009 21:43:42 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy consolutation]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[can't pay the bills]]></category>
		<category><![CDATA[considering bankruptcy]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit card payment]]></category>
		<category><![CDATA[credit card payments]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[debt consolidation loan]]></category>
		<category><![CDATA[debt management]]></category>
		<category><![CDATA[debt management company]]></category>
		<category><![CDATA[debt management program]]></category>
		<category><![CDATA[go bankrupt]]></category>
		<category><![CDATA[logical options]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[no more savings]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=4093</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Diana wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/4093/diana-is-struggling-to-make-credit-card-payments-and-afraid">Diana Is Struggling to Make Credit Card Payments And Afraid</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/4093/diana-is-struggling-to-make-credit-card-payments-and-afraid/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I&#8217;m a Female in My Late 20s and My Credit is Horrible. &#8211; Tayumika</title>
		<link>http://getoutofdebt.org/8244/im-a-female-in-my-late-20s-and-my-credit-is-horrible-tayumika</link>
		<comments>http://getoutofdebt.org/8244/im-a-female-in-my-late-20s-and-my-credit-is-horrible-tayumika#comments</comments>
		<pubDate>Tue, 10 Nov 2009 20:34:14 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[Savings Account - Emergency Fund]]></category>
		<category><![CDATA[emergency-fund-]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=8244</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>&#8220;Dear Steve, Hello, I am a female in my late 20&#8242;s and my credit is horrible. However, I have been focusing on cancelling my credit card debts and paying down my school loans. My goal is to purchase my first home in about 3 to 5 years. I&#8217;m also interested in investing but don&#8217;t know [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/8244/im-a-female-in-my-late-20s-and-my-credit-is-horrible-tayumika">I&#8217;m a Female in My Late 20s and My Credit is Horrible. &#8211; Tayumika</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/8244/im-a-female-in-my-late-20s-and-my-credit-is-horrible-tayumika/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Should I Use All of My Savings to Pay Off My Credit Card? &#8211; Hal</title>
		<link>http://getoutofdebt.org/7904/should-i-use-all-of-my-savings-to-pay-off-my-credit-card-hal</link>
		<comments>http://getoutofdebt.org/7904/should-i-use-all-of-my-savings-to-pay-off-my-credit-card-hal#comments</comments>
		<pubDate>Tue, 15 Sep 2009 12:55:30 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[paying off a credit card]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[savings-account]]></category>
		<category><![CDATA[using savings to payoff a credit card]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7904</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Hal wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7904/should-i-use-all-of-my-savings-to-pay-off-my-credit-card-hal">Should I Use All of My Savings to Pay Off My Credit Card? &#8211; Hal</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7904/should-i-use-all-of-my-savings-to-pay-off-my-credit-card-hal/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Should I Use My Money in the Bank to Pay Down My Credit Card? &#8211; Jenn</title>
		<link>http://getoutofdebt.org/7735/should-i-use-my-money-in-the-bank-to-pay-down-my-credit-card-jenn</link>
		<comments>http://getoutofdebt.org/7735/should-i-use-my-money-in-the-bank-to-pay-down-my-credit-card-jenn#comments</comments>
		<pubDate>Fri, 14 Aug 2009 14:21:32 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[3 savings account]]></category>
		<category><![CDATA[4 savings account]]></category>
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		<category><![CDATA[about savings accounts]]></category>
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		<category><![CDATA[best emergency fund]]></category>
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		<category><![CDATA[calculate savings account]]></category>
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		<category><![CDATA[euro savings account]]></category>
		<category><![CDATA[family savings account]]></category>
		<category><![CDATA[financial emergency fund]]></category>
		<category><![CDATA[free savings account]]></category>
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		<guid isPermaLink="false">http://getoutofdebt.org/?p=7735</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Jenn wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7735/should-i-use-my-money-in-the-bank-to-pay-down-my-credit-card-jenn">Should I Use My Money in the Bank to Pay Down My Credit Card? &#8211; Jenn</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7735/should-i-use-my-money-in-the-bank-to-pay-down-my-credit-card-jenn/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We Want to Start Paying Back Old Debt From Six Years Ago. &#8211; Jen</title>
		<link>http://getoutofdebt.org/7480/7480</link>
		<comments>http://getoutofdebt.org/7480/7480#comments</comments>
		<pubDate>Fri, 17 Jul 2009 17:44:13 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[emergency-fund-]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=7480</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Jen wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/7480/7480">We Want to Start Paying Back Old Debt From Six Years Ago. &#8211; Jen</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/7480/7480/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>I Want to Tidy Up My Debt And Make It Look Better. &#8211; Laurie</title>
		<link>http://getoutofdebt.org/5750/i-want-to-tidy-up-my-debt-and-make-it-look-better-laurie</link>
		<comments>http://getoutofdebt.org/5750/i-want-to-tidy-up-my-debt-and-make-it-look-better-laurie#comments</comments>
		<pubDate>Thu, 26 Mar 2009 20:03:30 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[consolidate mortgage]]></category>
		<category><![CDATA[lower mortgage debt snowball]]></category>
		<category><![CDATA[reduce mortgage payment]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5750</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Laurie wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5750/i-want-to-tidy-up-my-debt-and-make-it-look-better-laurie">I Want to Tidy Up My Debt And Make It Look Better. &#8211; Laurie</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5750/i-want-to-tidy-up-my-debt-and-make-it-look-better-laurie/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t Pay More Than the Minimums on Your Credit Cards</title>
		<link>http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards</link>
		<comments>http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards#comments</comments>
		<pubDate>Wed, 11 Mar 2009 15:19:01 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
		<category><![CDATA[Financial Education]]></category>
		<category><![CDATA[Steve's Blog]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[minimum payments]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5616</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>I know this is going to sound like crazy talk but keep reading. Now is not the time to pay more than the minimum payment on your credit card if you don&#8217;t have a lot of money in savings. If you thought the foreclosure crisis was bad, just watch what is going to happen to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards">Don&#8217;t Pay More Than the Minimums on Your Credit Cards</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5616/dont-pay-more-than-the-minimums-on-your-credit-cards/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Should I Use My Money in Savings to Pay Down My Credit Card? &#8211; Zach</title>
		<link>http://getoutofdebt.org/5525/should-i-use-my-money-in-savings-to-pay-down-my-credit-card-zach</link>
		<comments>http://getoutofdebt.org/5525/should-i-use-my-money-in-savings-to-pay-down-my-credit-card-zach#comments</comments>
		<pubDate>Mon, 23 Feb 2009 16:10:16 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[gym-membership]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5525</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Zach wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5525/should-i-use-my-money-in-savings-to-pay-down-my-credit-card-zach">Should I Use My Money in Savings to Pay Down My Credit Card? &#8211; Zach</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5525/should-i-use-my-money-in-savings-to-pay-down-my-credit-card-zach/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I Use My Tax Refund to Pay Off My Credit Card? &#8211; Anna</title>
		<link>http://getoutofdebt.org/5377/should-i-use-my-tax-refund-to-pay-off-my-credit-card-anna</link>
		<comments>http://getoutofdebt.org/5377/should-i-use-my-tax-refund-to-pay-off-my-credit-card-anna#comments</comments>
		<pubDate>Tue, 27 Jan 2009 18:21:48 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Ask The Get Out of Debt Experts]]></category>
		<category><![CDATA[income tax refund]]></category>
		<category><![CDATA[savings-account]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=5377</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Anna wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you&#8217;d like to ask just use the online form. I&#8217;m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/5377/should-i-use-my-tax-refund-to-pay-off-my-credit-card-anna">Should I Use My Tax Refund to Pay Off My Credit Card? &#8211; Anna</a></p>]]></description>
		<wfw:commentRss>http://getoutofdebt.org/5377/should-i-use-my-tax-refund-to-pay-off-my-credit-card-anna/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A 12-Step Plan to Get Out of Debt Fast!</title>
		<link>http://getoutofdebt.org/1712/a-12-step-plan-to-get-out-of-debt-fast</link>
		<comments>http://getoutofdebt.org/1712/a-12-step-plan-to-get-out-of-debt-fast#comments</comments>
		<pubDate>Fri, 17 Oct 2008 17:30:51 +0000</pubDate>
		<dc:creator>Steve Rhode</dc:creator>
				<category><![CDATA[Debt Articles]]></category>
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		<category><![CDATA[keep more cash]]></category>
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		<category><![CDATA[track your cash]]></category>
		<category><![CDATA[unexpected expense]]></category>

		<guid isPermaLink="false">http://getoutofdebt.org/?p=1712</guid>
		<description><![CDATA[<p><p>From <a href="http://getoutofdebt.org">How to Get Out of Debt</a></p><p>Debt is a major problem for a lot of people these days. The problem is, even if they know they want to get out of it, they have a hard time figuring out how to start. If you fit this description, this 12-Step program spells it out for you. Now, there isn’t one way to [...]</p></p><p><strong>Read the full article at <a href="http://getoutofdebt.org">GetOutOfDebt.org</a>, click here:</strong> <a href="http://getoutofdebt.org/1712/a-12-step-plan-to-get-out-of-debt-fast">A 12-Step Plan to Get Out of Debt Fast!</a></p>]]></description>
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		<slash:comments>0</slash:comments>
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