Tag Archives: secured card
- Be Smart and Find the Best Credit Card That’s Right for You
For anyone who has spent more than a few minutes on the GetOutOfDebt.org site you easily come to the conclusion that it is primarily about getting rid of debt but getting out of debt is more than just about eliminating your bills. Getting out of debt is also about not getting into overwhelming debt. One [...]
- You Really Helped Me Boost My Credit Score. I’m Forever Grateful. – Ericka
“Dear Steve, I have followed your advice before and glad to see a great change in my credit report. I used to have a horrible score of 305, which is the low of the low. When I lost my job in 2007 and my high income, I defaulted on 2 of my credit cards and [...]
- Working on Raising My Credit Score and Need Some Advice. – Shawn
“Dear Steve, Working on my credit to raise my score and need some advice and or assistance. i have pulled my credit reports and i have found a lot of discrepencies and things that should have been romoved . there are things that show an amount but no other information. there are items that are [...]
- I Am Bankrupt What Do I Do Now? – Mary
“Dear Steve, I am bankrupt what do i do now? Mary” The Answer: Dear Mary, Excellent question. Being declared bankrupt and having your debt discharged ends one part of your financial life. It buries it but now is the time for your new financial life to be born. Here are the key steps to [...]
- I Have Followed in My Parents Footsteps. – Sheena
“Dear Steve, 30 Years old, bad credit, one account in good standing, paid off all but 12000 in debt. Total household income $50,000 I am in the process of trying to pay off my debt and re-establish credit but I don’t know where to begin. I have saved $2000 for emergencies. Not I am in [...]
- How a Secured Credit Card Saved Me After Bankruptcy
In 1990, after my bankruptcy, I wanted to avoid the use of credit. For me credit was pain because I believed that without credit I would never have found myself bankrupt. Rational or not, that’s how I felt. It wasn’t too long after that I realized that if I was going to be able to [...]
- I Have An OK Credit Score But Can’t Get a Credit Card. – Chris
“Dear Steve, I am graduating from college this semester with an Associates of Science in Communication. I have no credit card debt but have roughly $50,000 in student loan debt, due to out of state tuition costs and loss of a job I had. I have a job as a NJCAA sports broadcaster at a [...]
- Chris Has Bad Credit. I Show Him How to Easily Get Good Credit.
“Dear Steve, I’m 35, new dad, have a terrible credit score(in the 400s), want to improve my score for a better quality of life, and most of my debts are 8 years and older. I want to find specific information on how to remove old debts from my credit report. (ex. To whom do I [...]