Tag Archives: secured credit cards
- 3 Reasons You Should Have a Secured Card
Secured cards are often misunderstood. And while they are an awesome tool to use to rebuild credit, there are other advantageous uses for them as well. For example, a secured card allows you to put a shine on your credit and raise your credit score WITHOUT going into debt. People are often credit shy after [...]
- I Made Poor Financial Decisions But Learned From It. Now I Want to Rebuild My Credit. – Mike
“Dear Steve, Steve, Im a 29 year old father of three. In my early 20′s i made very poor financial decisions. Now I’ve decided to finally grow up and take responsibility for my credit. My rating as of now is 546 according to my report. I applied for a secured credit card with cap 1 [...]
- Can I Get a MasterCard After Bankruptcy? – Cassandra
Cassandra “Dear Steve, My debt was discharged is 2003. Recently I have had 6 negative accounts and 1 negative public record (Child support) deleted from all three credit reporting agencies. I do have four installment loans (federal, private school loans) and one fashion store card both being paid on time and in good standing. My [...]
- I Have Followed in My Parents Footsteps. – Sheena
“Dear Steve, 30 Years old, bad credit, one account in good standing, paid off all but 12000 in debt. Total household income $50,000 I am in the process of trying to pay off my debt and re-establish credit but I don’t know where to begin. I have saved $2000 for emergencies. Not I am in [...]
- How a Secured Credit Card Saved Me After Bankruptcy
In 1990, after my bankruptcy, I wanted to avoid the use of credit. For me credit was pain because I believed that without credit I would never have found myself bankrupt. Rational or not, that’s how I felt. It wasn’t too long after that I realized that if I was going to be able to [...]
- Chris Has Bad Credit. I Show Him How to Easily Get Good Credit.
“Dear Steve, I’m 35, new dad, have a terrible credit score(in the 400s), want to improve my score for a better quality of life, and most of my debts are 8 years and older. I want to find specific information on how to remove old debts from my credit report. (ex. To whom do I [...]