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Tag Archives: Settle My Own Debt

Can I Negotiate a Settlement With My Own Credit Card Companies? – Larry

puzzled looking little boy looking to the left

“Dear Michael, I have the great deal credit debt – long story – used a number courtesy checks against these credit cards to add monies into company believing I would pay them off. Well that did not happen, so I have been paying monthly and these amounts – never go down due the interest rates. Instead of using one of ... Read More »

    Can I Negotiate With My Own Creditors to Settle My Debt? – Lesley

    Attractive red-haired female reading a manual before do-it-yours

    “Dear Steve, I currently have $39,000 in credit card debt spread across 5 cards. Two with Chase and 1 each with Citicards, Bank of America, and American Express. I am not behind on any payments, but am only able to make the minimum due on each card every month. I expect that in the next month I may be receiving ... Read More »

      Can I Ask My Credit Card Companies to Settle My Debt? – Tim

      justball-144x125

      “Dear Steve, credit card debt, owe 30k can I ask the credit card companies to settlement my debt if I pay them a large some,,,, I owe about 30k ( 2 different companies) can I give them lets say 18k and clear the books………….or with this impact my credit if they agree to partial settlement? Tim” Don’t miss our free ... Read More »

        I Want to Settle My Own Debt But I’m Feeling Panic. – Vivian

        justball-144x125

        “Dear Steve, My husband became disabled in middle of major home remodel. Had to use credit cards to finish house and house payments are now too high, along with cc debt too high. Checked in filing bankruptcy and lawyer advised to stop payment on cc’s and house and save the money to negotiate settlements. I stopped paying on credit cards ... Read More »

          Should I Try and Settle My Debt On My Own? – Jo Ann

          justball-144x125

          have been a customer of DMB for 2 years and they have help me settle two debts. I have one left and I felt they are not doing a good job on this last debt. Their customer service has gone from excellent to poor since I started working with them. I know there have been staff changes, however, the new ... Read More »

            Will Chase Bank Negotiate My Debt With Me Directly? – Eric

            justball-144x125

            “Dear Steve, I am currently about 13,000 in debt and want to be free of all dept. owe chase $8,000 at present If I call chase to negotiate a settlement of this $8,000, and I have about $5,000 on hand. will they negotiate low enough that I can pay them off. I do not want to go through a lawyer. ... Read More »

              I Have One Credit Card I Want to Settle. Who Should I Use to Do This? – Rene

              justball-144x125

              “Dear Steve, I am recently employed again after 19 months of unemployment after a corporate downsize. Somehow I managed to keep my house and not fall terribly behind in most of my payments… but I subsequently used up all of my savings, CDs, 401k and money market accounts. I also have a significant amount of credit card debt, but only ... Read More »

                I Want to Settle My Own Debts But What Should I Do? – Danny

                justball-144x125

                “Dear Steve, Married, mortgage, 2 kids, wife lost job September 2008, returned January 2009, however with reduced hours (office admin for Real Estate Appraiser). Now works about 1 day per month for same office and has returned back to college for Business Degree, graduates December 2010. Mortgage is current but with 8.25 interest rate and unable to refinance due to ... Read More »

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