Latest Posts
Home > Tag Archives: settlement company

Tag Archives: settlement company

Debt Settlement: Top Ten Most Misunderstood Facts

justball-144x125

Over the past few years debt settlement has been in the news, not always in a good way. Many consumers have complained about the services they’ve received while some have been very happy. Much of the disparity in the perception of the service is due to misconceptions about the process itself. So here are the top ten misconceptions I see ... Read More »

Trapped in a Debt Settlement Contract. What to Do? – Dean

justball-144x125

“I contracted a debt settlement company now that it changed. I signed with them back in May of 2010, this was before the new law changed for settlement companies not to be able to charge up front for settlements. The contract is crazy, and I was stupid to sign it. I was totally delusional from stress and depression when I ... Read More »

Lynn is Working With a Debt Settlement Company But Being Sued By Her Creditor

justball-144x125

“Dear Steve, I am with a debt negotiation company for over a year and i am being sued for one of my debts, the law office that represents the debt informed me that the company I am paying money to never contacted them when I faxed the letter over a month ago. Now I have been summonsed to court and ... Read More »

Should We Use Freedom Debt Relief or an Attorney to Help Us With Debt Settlement? – Debbie

justball-144x125

“Dear Steve, We are drowning in unsecured debt and cannot get our heads above water. We are trying to decide whether to go with a debt settlement company (we are leaning toward Freedom Debt Relief) or contact an attorney. Not sure if the fees would be comparable- or if the attorney would be able to help us in the same ... Read More »

Will I Go to Jail Because of My Debts? – Pam

justball-144x125

“Dear Steve, I am currently going through a divorce. We have put out house on the market and hoping it sells. We have plenty of equity in the house and are planning on using this equity to pay off credit card debt of about 40,000. I was enrolled in a debt settlement company for the last year but the payments ... Read More »

Can I Negotiate Debt Settlement or Debt Elimination With Credit Card Companies? – Jo

justball-144x125

Jo “Dear Steve, I have $12k of cc debt on 5 cards and I’m behind on 3 of the 5. I’m currently unemployed, picking up odd jobs, and just recently moved to another state while trying to make it but buried with cc debt. Can I negotiate debt settlement / elimination with cc companies or can you help me with ... Read More »

Angela is Worried After Working With a Debt Service Organization

justball-144x125

“Dear Steve, I have been working with a debt service for about 4 months now. I am currently over $13,000.00 in debt. I received a letter from a collection agency and i’m worried. Should I have contacted the credit card company before working with the debt service organization? Would it help if i contact the card company now and told ... Read More »

Teresa Writes In And Asks “What Should I Do Next?”

justball-144x125

“I have a lot of debt. I fell behind after being diagnosed with cancer. All the medical bills were paid at first but I maxed out credit cards and then took out a HELOC. The HELOC made my debt worst because it just consolidated the debt but left open credit that was used again. Now I have a suspended HELOC ... Read More »

Double Standard For Debt Settlement. Not So Sleazy Now, Ask Hilary Clinton, John Glenn and the FEC.

Debt Settlement Companies?

Consumer debt is a world of double standards. On one hand you have advocates screaming about the evils of debt settlements or that groups that charge people for professional help to do debt settlements are ripping off consumers because settling debts is something that anyone can do. Don’t get me wrong, I’m not a huge fan of debt settlement plans ... Read More »

Bad Credit Debt Consolidation – Brutally Honest Advice

Bad Credit Debt Consolidation Loan Scam

I could not help but notice the huge numbers of people searching for information for bad credit debt consolidation information. The phrase is almost an invitation for a bad outcome or maybe just an oxymoron. When you have bad credit it is not an invitation for a debt consolidation loan from a debt consolidation firm. People that lend money are ... Read More »

Diane Writes In “I Want to Settle My Debt. My Creditor Wants to Take Me to Court.”

justball-144x125

Diane wrote to me at the GetOutOfDebt.org site and asked for help with her debt situation. You can write me too if you need help. Here is what Diane said: “Dear Steve, I have signed up with New Beginnings to get out of debt. I have paid them for two months so far and have stopped paying on a loan ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.