Tag Archives: sol

I Have a Question About My Girlfriend’s Statute of Limitations and Her Gateway Computer. – Brian

“Dear Steve, This is my girlfriends past debt. Back in 2000-2001 her then boyfriend bought a gateway computer from Gateway for about 3000$ in the state of Arizona. In 2002 she moved to Idaho. Last payment was made in 2003. No further action was taken on her part to resolve this debt. There is now [...]

JD Enterprises is Chasing My Husband Over An Old AT&T Debt. – Jennifer

“Dear Steve, Jd enterprises contacted my husband at work about a debt from AT&T that is over 10 years old. They told him we owed $1300, but would accept $800 today. If we didnt settle today he couldnt’t gurantee anything else and we would be served to go to court and then would owe $2500 [...]

Capital One is Charging My Interest for an Account They Charged Off. – Caren

“Dear Steve, Back in 2001 I had an account with Capital One. I disputed a charge and never paid and it resulted in them both closing and charging off the account in 2002. This was over 8 years ago. I have heard nothing on them, no collections letter, no judgements; nothing. Then out of the [...]

Can Claim Be Dismissed Because of Expiration of Statute of Limitations? – Christopher

“Dear Steve, I received a Summons to appear in Civil Court. The Plaintiff is a collection agency, attempting to collect over $18,000. The Summons included a fax cover sheet from Chase Bank, with whom I had an account years ago. I live in Missouri, and the SOL for open accounts is 5 yrs. My credit [...]

Statute of Limitations Talk at FTC. Tricks of Collecting on Out of SOL Debt Described.

On December 4, 2009 the Federal Trade Commission held a roundtable discussion, actually it was more of a big U) about protecting the consumer in debt collection litigation and arbitration. As they said, “These events examine consumer protection issues in debt collection proceedings against consumers.” If you are the least bit sleepy I don’t recommend [...]

I Ran Into a Rough Time and Defaulted on All My Credit Cards. – Scott

“Dear Steve, About 6 years ago I ran into very rough times and defaulted on all of my credit cards. They were all charged off and my credit was ruined. I was too afraid to file for bankruptcy and opted to do nothing (foolish me). At any rate, I was sued by one creditor for [...]

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