Tag Archives: spending plan
- Avoiding Post-Holiday Headaches
All the parties are over and the decorations are put away. There goes another wonderful, fun-filled holiday season. That musical tie looked great on grandpa. Especially when it kept waking him up from his after-dinner nap. And the remote control, walking-talking-pooping dog was a riot with the kids. Now comes the hard part — facing [...]
- Do It Yourself Guide to Credit Reports: 10 Ways to Improve Your Credit
So your credit’s not so hot. A few late payments, maybe an account or two that went to collections. What’s the big deal? As you’ve probably found out, it may be a very big deal. You’ve probably already been turned down for the best credit cards and maybe you’ve had trouble getting a car loan. [...]
- I Have Little to No Money At the End of the Month. – Rose
“Dear Steve, Hi Steve, I am currently in a great amount of debt roughly $50,000 between an equity loan and credit cards, Although im keeping up with pmts Im not really paying down the principal on the equity loan, and trying to keep up with other credit card pmts which leave me with little or [...]
- 5 Easy Ways to Get Out of Debt!
“We can’t seem to make our payments on time each month. We are always running late.” “I want something better for my family.” “We deserve to be happy but, with all of these debts, I can’t see any light at the end of the tunnel.” “I wish my creditors would just leave me alone. I’ll [...]
- I Have Big Debt. I am From Guatemala. – Rebeca
Rebeca wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]
- Christmas Bills, Holiday Bills, Kwanzaa Bills, And Chanukah Bills Are Coming. Here is What to Do When It’s Time to Pay Them And You Can’t.
Every single year a new crop of unprepared consumers gets blindsided by the post holiday bills which begin to arrive after the middle of January. It is a predictable phenomena. Credit counselors and debt counselors get really slow before the holidays and then slammed when those post holiday bills roll in. And even though many [...]
- Do You Think You Are A Failure When You Break Your Budget?
I’m always sad when someone says to me that they feel like a failure when they break their budget. Just by it’s very nature, a budget is a self-defeating document that will most likely lead to failure. You see most budgets are not based in truth, they are based in wishes. Here is how I [...]
- A 12-Step Plan to Get Out of Debt Fast!
Debt is a major problem for a lot of people these days. The problem is, even if they know they want to get out of it, they have a hard time figuring out how to start. If you fit this description, this 12-Step program spells it out for you. Now, there isn’t one way to [...]
- Tony Writes In “I Have Too Much Debt On My Credit Cards”
Tony wrote to me through the GetOutOfDebt.org site asking for advice. If you have a question you’d like to ask just visit the site and use the online form. “Dear Steve, How do I quickly and easily get ALL my credit cards paid off with the limited income that I have? Tony The Answer: [...]