Tag Archives: stay at home mom
- I’m a Stay At Home Mom With Student Loans. – Chelsea
“Dear Lewis, I am a stay at home mom, with a student loans. My husband and I share nothing regarding credit. However, I am an autherized users of his credit card. I have 16k dollars worth of student loans I have to pay back, but we are barley making ends meet as it is. Can [...]
- We Can’t Keep Up Our Credit and Medical Payments. I’m a Stay at Home Mom Who Works Part Time. – Martha
We have credit card debt and medical bills that we cannot keep up with – approximately $15,000. I am a stay-at-home Mom who works part-time in a seasonal job. My husband took a pay cut when he got re-employed over a year ago. We have creditors calling because we’ve fallen behind in our credit card [...]
- We Are Not Even Treading Water. Should We File Bankruptcy? – Rachel
“Dear Steve, My husband and I have approximately $7000 in student loans, with $3,900 of that amount in voluntary forbearance. We owe $5,000 on a car that is worth only about $3500. The payments on this car are $185/month. we also cannot afford the insurance on this car, which is about $80/month. I have a [...]
- Can the Credit Card Company Take Our Home? – Carlie
Carlie “Dear Steve, We are an unmarried couple. We have 3 kids 4 and under. He has 75k in student loans we both have $60k in credit card debt. I am a SAHM. He just lost his job 4 months ago with no prospects in this state to find another one in the near future. [...]
- Should We Sell The House And Pay Off the Credit Cards? – Yvonne
Yvonne “Dear Steve, We own a house which we want to sell and move elsewhere. We have probably $120,000 equity in the house. We owe one year’s lease payments on a work van at $700/mo. and then owing $18,000 at end of term. We owe $40,000 in credit card debt. I keep switching cards to [...]
- I’ve Made an Appointment With a Credit Counselor But What Should I Do? – Mary
“Dear Steve, I’ve been married for 4 years to my husband. We have a home, car, and one credit card in both of our names. We also have credit cards in just my name. Our credit card debt has gotten out of control; to the tune of $93 thousand dollars. $75 thousand is in my [...]
- Tanisha Wants to Cash Out 401K To Get Rid Of Debts.
Tanisha “Dear Steve, I recently recieved $137k into a 401k account from my ex-husband due to a divorce. I’m 35 years old, 2 kids, unemployed stay at home mother for past 8 years. I will receive spousal support until 2012. I no longer own any property or assets and I have $33,000 in credit card [...]