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What Does It Feel Like to Be In Debt?

A dark feeling rises from the pit of your stomach and a wave of heat courses over your face. Every time you think about the bills, your financial situation or the phone rings, this homegrown dread makes itself known. Your stomach churns, the heartburn begins, again.

You’re having problems thinking clearly, you’re tense, on edge and can’t make a clear decision. Forget thinking about the future, how about just getting through tomorrow.

All sorts of thoughts race through your mind. You wonder how you are going to make the car payment, pay for food and if you’d be better off dead … Continue Reading



Facing the Pain and Fear of Financial Failure

Cold sweats, gurgling stomach, headaches, short attention span, fighting with those you love, panicked, anxious and stressed. All of these are emotions or symptoms that people experience when they are facing a financial crisis. I know I did when I lived through my financial meltdown.

While my troubles happened in 1990, they still feel as real as if they happened last week, I was distracted during the day and slept very poorly at night. I watched infomercials to fall asleep and could never fall completely asleep until about dawn, when I had to get up. I was a wreck.

As I watch … Continue Reading