Tag Archives: stress
- Making payments but barely breathing financially. – Julie
Debt Guru, I have close to $25,000 of unsecured debt that is causing me a great deal of worry. When my husband was working fulltime and making a good living the payments weren’t a problem. As he is now disabled and suffering from leukemia, I am not sure what to do. My income is half [...]
- Bankruptcy right for me???
I was out of work for almost a year and I also had an online smoking accessory company. Mostly lighters, ashtrays and cigar/cigarette cases but that went out of business this summer. My credit card debt went pretty high because of the trying to maintain the smal business and living day to day while I [...]
- The Worry and Stress Over My Debt is Emotionally Draining. – KL
“Dear Steve, I am a single person who has no help. Not only do I not have financial help in my life….but I go through the worry and stress alone trying to figure out how to pay all my debt. Its hard and emotionally draining by yourself. I have always wanted to do the right [...]
- Debt Relief Service Did Not Mention Bankruptcy to Me But Debt Settlement Lawyer Did. – Patti
“Dear Lewis, Have spoke with a local reliable debt relief service. They sent me papers on all my credit, debt/income ratio. Even though it’s grim, they did not say bankruptcy, but left it up to me. My credit score is 750, but my income does not outway the credit card debt, $24,000. Many medical bills [...]
- My Debt is Freaking Me Out. – Jen
“Dear Steve, I have a lot of debt, well I think it’s a lot anyways. I think it’s somewhere along the lines of 15K in unsecured debt. I am not late on anything and haven’t been in a very long time. I have a bankruptcy that was disharged 12/2002. The amount of debt is kind [...]
- Chapter 2 – What Your Money is Trying to Tell You
TABLE OF CONTENTS Chapter 1 – I Got Hit in the Head With a Baseball and I Saw it Coming Chapter 2 – What Your Money is Trying to Tell You Chapter 3 – Take a Lap on the Gerbil Wheel of Debt Chapter 4 – Why Money Doesn’t Make You Happy Chapter 5 – [...]
- Conclusion – Listen to Your Heart
TABLE OF CONTENTS Chapter 1 – I Got Hit in the Head With a Baseball and I Saw it Coming Chapter 2 – What Your Money is Trying to Tell You Chapter 3 – Take a Lap on the Gerbil Wheel of Debt Chapter 4 – Why Money Doesn’t Make You Happy Chapter 5 – [...]
- My Debt Has Me Stressed to the Max. I Need to Get Out of Debt Now! – Angie
“Dear Steve, My troubles were starting in late 2007 but I didnt really know it. I brought a house when the real estate market was starting to crash. It was basically a house that I built to make some money for my retirement. Well I had the house on the market for 2 years and [...]
- We Were Ripped Off On Our Mortgage By a So Called Friend. – Linda
“Dear Andy, We were ripped off on our home mortgage by a so called friend of 12 years. He took all equity out of our home and left us with high paymnts He is still free and i cant collect a dime from him. The stress was so much for my husband that he had [...]
- I’m Sick With Worry Over My Debt. Should I Settle? How Do I Get Out of Debt? – Beth
“Dear Damon, Hi – i am a 41 year old self employed woman who has accumulated credit card debt up to $35k over the past 6 years. I am a homeowner with 15 years left on my mortgage – and i moved out of the home and rented it out, so i could rent something [...]
- I Just Want to Run Away From This Financial Mess. – Denise
“Dear Steve, My husband and I lived in a nice house with our five kids. He made six figures until his business went under in 2007. We filed for bankruptcy in 2008 thinking we could save our house and car. We ended up losing the house anyway because our trustee payment was $900 and they [...]
- Trying To Get My Life Together at 39. – Amy
I’ve been married 18 years, happily. We have three children — a boy who has high functioning autism and is a senior in high school who won’t qualify for regular college, and doesn’t want to go, but we cannot get grants and loans for him to continue his education at his local art school, though [...]
- We’ve Lost Three Parents and Had Eight Deaths in Three Years. – B4lee
“Dear Steve, Since 2007, we have had the time of “Job”. From 2007 to Present we have lost, most, just one month apart, 8 deaths, including 3 parents. In the process the stress caused medical and marital consequences to our family. Recession took hold and I became a displaced worker. Miraculously, my spouse, (out of [...]
- 44 Lessons in Life for Debtors
Here is an excellent video that was sent to me by a friend which contains 44 perfect life lessons for debtors. The video helps to put what really matter into perspective and to refocus us to realize that while debt is painful and immediate there are still joys and opportunities around for us to still [...]
- I Am Unemployed and Can’t Pay My Charge Card Bills. – Fran
“Dear Steve, I was laid off a year ago and apply to jobs/agencies daily to no avail. I am using up what little money I got from a slip and fall lawsuit that I had to accept a horrible offer on which is my small savings acct. and I am really scared – once it’s [...]