Latest Posts
Home > Tag Archives: student-loans (page 2)

Tag Archives: student-loans

The Ultimate Guide to Dealing With Student Loans You Can’t Afford

Thinking

More and more student loans are becoming the most problematic debt anyone can own. At some point in the past couple of decade student loans when from a leg up to financial slavery. There is a lot of information out there about how to deal with troublesome student loan debt and payments. But I thought I’d put together the ultimate ... Read More »

My Life is on Hold Because of My Student Loan Debt. – Sandy

help woman

“Dear Steve, Deep in student loan debt ~ Approaching $300,000 ( I cannot go and look at the exact total as it will freak me out) The federal ones are manageable $136/month AES $95 a month (been paying over 3 years and it has barely made a dent in the loan payoff total) Sallie Mae – $1170 a month, and ... Read More »

I Tried Making Student Loan Payments But They Are Rude. – Annette

angry caller copy

“Dear Steve, I owe student loans and I have even tried calling the compainies to make future payment arrangements, but for some reason the people are so rude and in considerate. Once I stated making payments of a large sum and was promised after 6 months of payments I could be placed into a loan Deferment program but after I ... Read More »

I Took Out a Student Loan to Cover Life Expenses and be a Mom. – Layla

oops

“Dear Steve, In 2008 I took out a student loan to help me pay for expenses and be a mom without exhausting myself doing it. I asked for $10000 and the guy convinced me to go with the full amount I was approved for which was $23000. I was not able to graduate and now they are knocking down my ... Read More »

Ticking Student Loan Time Bomb One Step Closer to Exploding

student loan debt TU

A recent TransUnion study has revealed that more than half of student loan accounts are in deferred status, where the repayment of the principal and interest of the loan is temporarily delayed. In my experience the primary reason people do this is when the full student loan payments are unaffordable and they need falsely perceived breathing room. Deferred loans now ... Read More »

My Mother Took Out Loans to Pay for My Education. I Can’t Afford to Pay. – Jasmine

College Tuition Expenses

“Dear Steve, My mother took out loans to fund my education with the best intentions in the world. Unfortunately because of some medical and educational setbacks, it took me 6 years to graduate and I’m sitting on around 100K in student loans, not sure how much is private and how much is federal :( After graduation I was laid off ... Read More »

Single Parent, Stuck in Low Wage Jobs, Huge Student Loan Debt. – Heather

sad-woman

“Dear Steve, I am a single parent, sort of an empty nester, but not quite. I have always worked low wage jobs because I don’t know the right people. I thought my brains and work ethic would get me past that. Long story short, I finally graduated college at 40, but I am still working the same dead end job ... Read More »

How to Really Discharge Your Student Loans in Bankruptcy. Many Can. But Never Try.

Student Loan Corkboard Concept

For years we’ve all heard the same message that it’s near darn impossible to discharge student loans in bankruptcy. We’ve heard that the undue hardship standards make it so onerous that expecting a student loan discharge is all but an act of God. But what if that belief was actually more myth than fact? Recently Jason Iuliano, (J.D. Harvard Law ... Read More »

I Am a Special Education Teacher and Facing a Wage Garnishment for My Student Loans. – Lucinda

teacher

“Dear Steve, I am an special education teacher, been teaching 9 years. My student loans have been garnished, taxes taken as well for the last three years. with the incoming coming out of my paycheck, i lost my apartment twice. The second time, i had lost my teaching certificate for a few months and job position. I am not teaching ... Read More »

Dead Son’s Student Loans Still Haunt Father

Student Loan Corkboard Concept

by Marian Wang ProPublica It’s been four long years for Francisco Reynoso. The California gardener whose son died in a car accident in 2008 left him buried in grief u2014 and in student debt. At last, the bereaved father is getting some resolution. As ProPublica reported in June, Reynoso was saddled with six figures in student loans that he had ... Read More »

American Households Sinking in Student Loan Debt Says Pew Research Center

Screen Shot 2012-10-02 at 1.20.49 PM

Student loans have become the sudden modern toxic loan. Subprime mortgages were the last. While government backed student loans can offer borrowers some advantages loan repayment programs, private student loans are grossly unforgiving and leaving more and more people stranded in a life of debt slavery without any solutions on how to break free. Today the Pew Research Center has ... Read More »

Graduate Students Really Screwed in Congressional Student Loan Deal

justball-144x125

As part of the deal to keep student loan government subsidized interest rates at the current levels, rather than have them double in July 1, 2012, a deal was struck. But if you are a graduate student, the cost of your education just got a whole lot more expensive as a result. Congratulations. In the past, students pursuing graduate degrees ... Read More »

Can I Apply for New College Loans if I’m Already in a Bankruptcy? – Nicole

justball-144x125

“Dear Steve, Already in a chp 13 plan, no problems there. How would enrolling in a grad school program affect my CH 13 plan? I have tried to email/call my atty with no response to this. I am needing either loans and or scholarship. My employer will also reimburse for a small amount of the 20-35K it will take for ... Read More »

Father Struggles to Pay Dead Son’s Student Loans

justball-144x125

by Marian Wang, ProPublica, A few months after he buried his son, Francisco Reynoso began getting notices in the mail. Then the debt collectors came calling. “They would say, ‘We don’t care what happened with your son, you have to pay us,’” recalled Reynoso, a gardener from Palmdale, Calif. Reynoso’s son, Freddy, had been the pride of his family and ... Read More »

I Can’t File Bankruptcy and My Student Loans Are Killing Me. – Roxanne

justball-144x125

“Dear Steve, I have over 200,000 in federal guaranteed student loans. I live in Bensalem, PA. I make about 1500.00 take home every two weeks. I own a house and owe about 70,000 on it. The house is located in a working class neighborhood. it is cheaper to own then rent so I have not sold the house. I could ... Read More »

Get My FREE Get Out of Debt Guy Newsletter

It is the smart thing to do.

I promise to keep your email safe and secure.

Close

I want to keep you posted each weekday with just one email about the latest get out of debt news, scam alerts and information to beat back debt.

You can unsubscribe at any time with just one click.

After you subscribe, check your email to confirm your subscription. If the confirmation email does not appear in your inbox in a few minutes, check your spam folder for it. Sometimes it likes to annoyingly hide there.


  • It will keep you posted on the latest scams.
  • You will be alerted to the latest articles.
  • You will wind up smarter than everyone else dealing with debt.