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Tag Archives: student-loans

I’m Living Paycheck to Paycheck After a Divorce and Can’t Make a Dent in My Student Loans or Credit Card Debt. – Tonya

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I have just over $20,000 in student loans, $8000 car loan, $700 credit card, I’m working on paying off a charged off credit card of about $3500, and I have a hospital bill of around $1400. I currently make $23712/yr. I’m making minimum or Income Based payments on All of them and now my IBR for my student loan has ... Read More »

How Can I Bring My Student Loans Current in a Reasonable Amount of Time? – James

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“Dear Steve, In a nutshell: 33,000 in student loan debt, not great credit, debt to income ratio to high, to many accounts with high interest, can’t refinance house, wouldn’t make any money selling the house. I’m having trouble making monthly payment and my student loans are on forbarence are coming due. I don’t have emergency funds left in my savings ... Read More »

I’ve Been Out of College for 11 Years. How Do I Pay These Student Loans Off? – Martha

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“Dear Steve, I’ve been out of college for about 11 years now. I’ve attended 2 colleges and had to take out Student Loans from both college. My combine student loans are between $24,000-$25,000. I’m no longer working full time hours. I need someone to help me get out of the student loan debt. I will like to see them being ... Read More »

It’s Been 25 Years and I Want the Old Student Loans Discharged. – Jennie

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“Dear Lewis, Husband filed bankruptcy in 1985, released in early 1986 with two bank student loans of 2500.00 each. judge signed the final decree. my husband was 100% disabled at the time.now 25 years later ecmc is trying to collect 23,000.00 for those loans which they didn’t even possess until 2007.sued them the same judge who signed off then now ... Read More »

I Have to Do My College Degree All Over Again But I Have Old Student Loans. – John

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“Dear Damon, I’ll try to make this as informative as possible. I was a senior at my last college, and I took a 30k starter loan. I really thought I would be graduating months later. However, that was not the case, and I had to start over at a new school. This new school has required me to pretty much ... Read More »

College Grads 2011, Bad News, You Are The Most Indebted Ever With Student Loans

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Thanks to an awesome reader and tipster (send in your tips here) I was told about the recent Wall Street Journal article which shows the graduating class of 2011 is the most buried under student loan debt, ever. Even as the average U.S. household pares down its debts, the new degree-holders who represent the country’s best hope for future prosperity ... Read More »

Disabled and Hoping the Department of Education Will Help With Your Student Loan. Read This.

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By Sasha Chavkin, Cezary Podkul, Jeannette Neumann, and Ben Protess This article is a collaboration among ProPublica and the Center for Public Integrity, which are independent nonprofit investigative newsrooms; and the Stabile Center for Investigative Journalism, at Columbia University. It was co-published with the Chronicle of Higher Education. Tina Brooks can’t sit or stand for more than half an hour ... Read More »

Student Loans – People Speak Out About Drowning in Student Loans

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Here is our latest video on debt. This time it’s all about the burden of student loans. Nothing says frustration like a lifetime of debt for a degree you never finished. Get Out of Debt Guy – Twitter, G+, Facebook Read More »

My Husband Died 27 Days After We Bought Our House. Now I’m Drowning in Student Loans. – Tonia

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I’m a widow, at 34 years old . My husband and I bought our home in Nov of 2008 moved in on 11/11/2008 , he died 27 days later from a heart attact. at 34 years old. NO life insurance. My finances are such that I’m working three jobs and back in school online which I saved and paid cash ... Read More »

Single Dad With Two Kids of College Age. – Rick

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Single dad with two kids of college age 35.000 a year way more bills than that just barely making it stopped paying credit card companies and they are threating i cant even make a deal because i cant pay my bills now If i file bankrupcy they will add that money to my income and eliminate any possability for my ... Read More »

How Can I Lower My Student Loan Payments? – Marq

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I was what people would probably consider a disadvantaged student living close to the poverty income line when I first started college. Financial aid was critical for me to be able to attend college. My real debt started when financial aid officials informed me after the semester had started that I had a large balance in my account that financial ... Read More »

What Can I Do About My Student Loans? – M

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My student loan debts were accrued sometime in 1993 when I deferred. I had consolidated all my loans by then. Due to inability to find a job, I defaulted. In or about 2003, I was able to gather some certain about $70,000 which I wanted to use to pay off my debt. I think my student loans were around in ... Read More »

Alex Went to Law School, Business School and is Now Buried in Student Loans

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“Dear Steve, I went to both law school and business school. I dropped out of law school after a year and a half but borrowed a lot of money for that time since law school is quite expensive, especially for a private school. This pretty much set me back. Business school wasn’t as expensive. I now have over $108,000 dollars ... Read More »

I Went Back to School, Got Student Loans, But No Job. – Edith

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“Dear Steve, I am a single mother of two. I filed bankruptcy back in 2003 after I had lost my job and was unable to pay my credit card bills. I was unable to find a job after that so I went back to school to get my bachelor’s degree. I got my degree in 2008 and during those 4 ... Read More »

Peter Is Trying to Find Shelter In These Uncertain Economic Times

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“Dear Steve, I’m wondering if it time for a a mid-recovery, mid-recession course correction? My situation is grad school era babies, two layoffs and completely unnecessarily missed/late CC payments have buried us in CC debt (65K@30%APR), auto (6K@0%, 15K@7%) and student loans (35K at 8%) with little hope of lower interest rates or new financing options. Thankfully we got out ... Read More »

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