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Tag Archives: tila

Are Stay-At-Home Mom’s At Risk For Being Denied Credit?

The Federal Reserve has recently proposed new rules in credit card lending to only consider one’s personal income and not the household’s income. Essentially, this sounds smart. They are trying to prohibit those without a steady income from taking on credit, especially those unable to repay their debt. However, Margaret Ryznar points out an outstanding point in her most recent ... Read More »

Does the Wave of Fair Debt Collection Practice Act (FDCPA) Suits Benefit Consumers or Lawyers?

A tipster (send in your tips here) forwarded to me an article about Thomas Lyons, Esq. in Minnesota who was disbarred in 2010 for filing suits under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). While there is a need for consumers to have recourse in bringing legal suits against creditors for bad acts, ... Read More »

I Have a Big Truth in Lending Problem and Need Help. – Gene

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Gene “Dear Steve, Getting to the point, I need a great Federal Attorney that can present a strong Truth in Lending action. In the current subprime meltdown my case will be a benchmark case that will be published and it will get National Exposure. Under Federal RESPA Section 6, and the similar statute in California’s Cranston-Gonzolas Act, and within TILA, ... Read More »

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