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Tag Archives: time barred debts

When Does The Clock Start Ticking on Time Barred Debts? – Jen

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I have no statements from collecion agencies. First is Providian. charged off 2003. They sold accout to KnightsBridge (Ohio), settled with them in 2009, they are out of business. All I have is my banking history. Now Midland Financial is demanding money. I have sent a VOD letter, not heard anything back. Next one, 2002 charged off with Capitol One. ... Read More »

Do I Still Owe This Debt? – Celeste

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Celeste “Dear Steve, I have a collection agency trying to sue me for a debt that I accrued over 4 years ago. I would like to know if I still have to pay them even though they have not sent me any paper work showing validation of the debt, statute of limitations and if they are the original credit, which ... Read More »

Statute of Limitations and Time-Barred Debts: State Information

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“Time-barred” debts are debts so old they are beyond the point at which a creditor or debt collector may sue you to collect. This is often referred to as debts that are beyond the statute of limitations. State law varies as to when a creditor or debt collector may no longer sue to collect: in most states, the statute of ... Read More »

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