Tag Archives: uk

Is Bankruptcy the Best Option for Us in the UK? – Hayley

“Dear Jon, Both me and my husband have always worked full time, we have three children and a house brought in 1999. In 2004 out financial situation changed which meant we could no longer afford to continue paying all of our loans/debts. We got into financial difficulty and had to stop paying some bill/debts in [...]

I Have Been Sent A Statutory Demand in the UK What Happens Next?

“Dear Jon, I hope you can help me as I haven’t found too much information out there as to what my situation is. I have a few credit cards and an overdraft and my wife and I have two joint loans. We don’t own any property, in council housing, and my wife just recently lost [...]

Will I Be Arrested for a Debt in the UK if I Return to the UK?

“Dear Jon, in 1999 i was student in London, UK. I had a NatWest credit card and when I left (1999) i owed 300(three hundred) GBP.I returned to my country and I send money a couple of times to my account which was linked to my credit card to pay the debt.I send the last [...]

Can I Go Bankrupt After Being In An IVA in the UK?

“Dear Jon, I have been in an IVA for the past 2 years and it has been a struggle. I have missed the past couple of months payments and just want to give up. I don’t own any property and just want to be done with all of this as quickly as possible. Can I [...]

Will Past Due UK Phone Bills Prevent Me From Becoming a Lawyer

“Dear Steve, Last few years, i have a contract with THREE company PHONE in the UK for 24 months (45 pound permonth) subsequently on the 4th month of the contract i went back to my country in asia and stop paying them. I did not cut off my contract with the company or the bank [...]

Will I Get Arrested in the UK Because of a Past Due NatWest Debt? – Marina

“Dear Steve, In 1999 i was student in London, UK. I had a NatWest credit card and when I left (1999) i owed 300(three hundred) GBP.I returned to my country and I send money a couple of times to my account which was linked to my credit card to pay the debt.I send the last [...]

My mum recently added my name to her account in the UK, does this make her liable for my debts? – Ella

My mum has been in hospital and has requested my name to be added to her account so I can pay her bills, I am being advised on taking out an IVA will this put my mums money at risk – should I get my name removed? Ella

Will the UK Bank Chase Me Back to My Country When I Can’t Pay?

“Dear Jon, i think i cannot pay the bank anymore. will the bank chase me if i go back to my country without telling them? Danny” The Answer: Dear Danny The bank in question may chase you for payment if you leave the UK, but there may be little they can do as they may [...]

I’m Studying in London But Owe 10K GBP And May Have to Leave the Country. – Danny

“Dear Jon, im a foreign student studying in london and i have a bank loan of 10K GBP and my visa is goin to expire late 2012. still has 3 years to pay before my visa expires.. im having problem coz they are not renewing student visa anymore,, what shall i do then. shall i [...]

I Studied at South Bank University in London And Got a Credit Card. – Nor

“Dear Jon, 1996 study in South Bank University ,London and have one credit card from one of UK bank. 1998 back to Malaysia after graduate and further study in Malaysia. 2000 moved to Brunei until now and working with Brunei’s government. When I study in UK I have one credit card. I pay some and [...]

I Was Previously Married to Someone Who Fraudulently Used My Credit. – Melissa

“Dear Jon, I was previously married to someone who was using my credit fraudlently and there is about 10,000 worth of debt to my name with no proof of what he has done. I am now married to a citizen of the UK with about 4,000 in debt in England and due to the immigration [...]

I’m British With UAE Debt But Living in China. – Aaron

“Dear Steve, I am a UK national and recently left the UAE after working for 18 months, due to Emitarisation, which made my position incredibly unstable and other personal matters, leaving me with the prospect of imprisonment for none payment of debt. I left the country with debt in the Region of AED 600k, to [...]

How Am I Going to Repay My UK University Debt? – Blake

“Dear Jon, I am a USA national — studied 4 years at the University of Edinburgh in the UK, finished my degree in 2008. I currently owe the university about $20,000 (9000 pounds or something thereabouts). I made so many financial mistakes before I turned 22, and in total I’m over $50,000 in debt. I [...]

I’m Returning to Australia From the UK to be a Reiki Healer and I Have a Lot of Debt. – Jill

“Dear Steve, gday, i wanted a credit card so that i could holiday in the uk this was easily approved as i was working at the time i was then offered a personal loan for 14,900 which i also accepted i would only be charged intrest on any amount i transfered or used this was [...]

Halifax in the UK Can’t Give Me Proof of My Loan. Do I Have to Pay It? – Dawn

“I took out an unsecured loan of £14,500 in 2003 with the Halifax through a broker to purchase a house as I did not qualify to borrow the full amount in a mortgage. I made six monthly payments then I lost my job and also the house. They put me on a reduced payment of [...]