Tag Archives: uk

My mum recently added my name to her account in the UK, does this make her liable for my debts? – Ella

My mum has been in hospital and has requested my name to be added to her account so I can pay her bills, I am being advised on taking out an IVA will this put my mums money at risk – should I get my name removed? Ella

Will the UK Bank Chase Me Back to My Country When I Can’t Pay?

“Dear Jon, i think i cannot pay the bank anymore. will the bank chase me if i go back to my country without telling them? Danny” The Answer: Dear Danny The bank in question may chase you for payment if you leave the UK, but there may be little they can do as they may [...]

I’m Studying in London But Owe 10K GBP And May Have to Leave the Country. – Danny

“Dear Jon, im a foreign student studying in london and i have a bank loan of 10K GBP and my visa is goin to expire late 2012. still has 3 years to pay before my visa expires.. im having problem coz they are not renewing student visa anymore,, what shall i do then. shall i [...]

I Studied at South Bank University in London And Got a Credit Card. – Nor

“Dear Jon, 1996 study in South Bank University ,London and have one credit card from one of UK bank. 1998 back to Malaysia after graduate and further study in Malaysia. 2000 moved to Brunei until now and working with Brunei’s government. When I study in UK I have one credit card. I pay some and [...]

I Was Previously Married to Someone Who Fraudulently Used My Credit. – Melissa

“Dear Jon, I was previously married to someone who was using my credit fraudlently and there is about 10,000 worth of debt to my name with no proof of what he has done. I am now married to a citizen of the UK with about 4,000 in debt in England and due to the immigration [...]

I’m British With UAE Debt But Living in China. – Aaron

“Dear Steve, I am a UK national and recently left the UAE after working for 18 months, due to Emitarisation, which made my position incredibly unstable and other personal matters, leaving me with the prospect of imprisonment for none payment of debt. I left the country with debt in the Region of AED 600k, to [...]

How Am I Going to Repay My UK University Debt? – Blake

“Dear Jon, I am a USA national — studied 4 years at the University of Edinburgh in the UK, finished my degree in 2008. I currently owe the university about $20,000 (9000 pounds or something thereabouts). I made so many financial mistakes before I turned 22, and in total I’m over $50,000 in debt. I [...]

I’m Returning to Australia From the UK to be a Reiki Healer and I Have a Lot of Debt. – Jill

“Dear Steve, gday, i wanted a credit card so that i could holiday in the uk this was easily approved as i was working at the time i was then offered a personal loan for 14,900 which i also accepted i would only be charged intrest on any amount i transfered or used this was [...]

Halifax in the UK Can’t Give Me Proof of My Loan. Do I Have to Pay It? – Dawn

“I took out an unsecured loan of £14,500 in 2003 with the Halifax through a broker to purchase a house as I did not qualify to borrow the full amount in a mortgage. I made six monthly payments then I lost my job and also the house. They put me on a reduced payment of [...]

Debt Management Industry Facing Widespread Problems in UK

The Office of Fair Trading (OFT) in the UK has just released a report warning 129 debt management companies they risk losing their license to operate. The OFT in the UK serves a similar function as the FTC in the U.S. In the UK debt management companies can operate as for-profit companies and fees may [...]

James in the UK is Feeling Horrible About His Situation.

James wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Was Told to Max Out My Credit Cards Before I Go Bankrupt. – Adrian

Adrian wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

I Have U.S. Student Loans But I Now Live in the UK. – Ben

Ben wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy to help you totally for free. Income from the GetOutOfDebt.org site advertising is used to help alleviate poverty. If you would like to [...]

American Express is Chasing Me in the UK. – Lee

“Dear Steve, About 8 years ago I moved to London and travelling back one day in a service station i was approachhed by a rep asking me if i was interested so ahead i went 2 weeks later a card appeared.over thenext few months the limit was maxed i was paying the payments then lost [...]

Man Uncovers Credit Card Scam and Judge Awards Him £500.

Nigerians Gboyega Akinbola, 36, and Oyetunde Oyedeji, 31, went on a spending spree worth an estimated £60,000 after buying the credit card details of more than 1,100 people from an international hacking syndicate. The pair, who had registered as students after arriving in Britain, were only caught when Moss Hills, owner of the Stagebeat music [...]