Tag Archives: unemployed
- I’m So Embarrassed About My Financial Situation. – Frances
“Dear Steve, I’m desperate for help…you see I’ve been so embarassed about my financial situation that I’ve just been stuck repeating the same behavior for years. Now I’m unemployed and back at home with my parents and my two children living off of my EDD Benefits. I really want to use this time to create [...]
- I’m Unemployed and Want to Buy a House. – Kay
“Dear Steve, I will be 30 years old come March, and this year I had been unemployed for at least 5 months. Prior I had a steady job working with the Department of Defense for both Army and Air Force as an IT contractor. As a contractor there’s always a catch 22. Either it’s good [...]
- I Have Big Student Loans, Just Had a Baby, Unemployed, and Getting Sued by My Credit Card Company. – Lauren
“Dear Steve, When your young they tell you to go for your dreams and that you can be anything you want when you grow up. I unfortunately dreamed of being a teacher I couldn’t afford to go to college and took out expensive private loans (about 64,000 total now with interest) and a credit card [...]
- I Have 16 Credit Cards, Out of Work and Living With Toxic Mold. – Jennifer
“Dear Steve, I have about 16 credit cards that have a revolving balance for a while now (around 2-3 years or more on some.) and I’m in a situation now where I’m out of work and had to evacuate my home because of a toxic mold issue. Even when I was working I never made [...]
- Federal Government Job Scam Halted
The Federal Trade Commission (FTC) has halted a countrywide scheme that falsely promised consumers help to get federal government jobs through exclusive listings. According to the FTC, Frontier Publishing, doing business as American Data Group, targeted and charged consumers for information pertaining to federal government jobs (jobs that the federal government provides for free) but [...]
- I’m Unemployed and Running Out of Money to Pay My Bills
“Dear Steve, I am unemployed and have about $13,000 in credit card and owe about $7,500 on my auto. If I don’t get a job soon I will be unable to pay monthly bills. I don’t know what to do. I know debt solution or bankruptcy would affect my getting hired. Any suggestions? Sharon” The [...]
- I’m Unemployed, No Job, Can’t Afford to Pay My Credit Cards, and I Need a Job. – Kim
“Dear Damon, Currently I’m unemployed and I have no job prospects for the future despite applying for at least 10 jobs a day. I have three major credit cards and I will not be able to make my monthly payments. I’m current on all three, I’ve used up my entire savings to pay my bills, [...]
- I’m Eight Months Pregnant and Getting Sued for a Debt. – Tracy
“Dear Steve, To put a long story short, i received a letter in the mail saying that one of my credit cards is suing me and my court date is two days after my due date. I don’t work, I’m 8 months pregnant. I’m afraid to the judge will order me to pay my debt, [...]
- I Had Cancer and My Husband Was Unemployed. We Are Struggling With Payday Loans. – Kim
“Dear Steve, I will try to be brief: I owe about $12k to installment payday loan companies such as Checkngo. I owe about $2k in medical bills I owe $9k on my car I owe $2k to the IRS (new this year) Credit isn’t great – about 680 but I do have a good job [...]
- My Mother Lost Her Job and is Applying for Social Security But What About Her Debt? – Kevin
“Dear Lewis, My mother will be 63 this year – she just lost her job and is considering applying for Social Security. The amount she would get will just barely cover living expenses. She is carrying a little under $10000 in credit card debt – half of which as an APR of 31%. I am [...]
- Unemployed and Struggling to Make Your Mortgage Payment? Check Hardest Hit Fund for Help.
Yesterday over the dinner table we had a guest enjoying barbecue with us and she was talking about her work with the Hardest Hit Fund and all the mortgages in North Carolina she was screening to be paid by the Obama Hardest Hit Fund program. Up till now this benefit program had not hit my [...]
- I Nearly Died. I Was Unemployed for 15 Months and Now That I’m Better I’m Being Sued for Past Debt. – Josh
“Dear Steve, I spent the better part of two years going to county Contract Doctors and the ER complaining of memory problems, shakes, dizziness and headaches. I was always diagnosed as sinusitus. I would take pills and feel bad again when they cleared out of my body. On Feb 26, 2010 I had an aneurism [...]
- I’m Using Stock Sales and Cash Value from Life Insurance to Pay my Credit Cards. – Thomas
“Dear Steve, I lost my job in December of 2010. I owe $41140.00 in credit card debt. My monthly minimum payments are approximently $1112.00. My unemployment is $1320.00 a month. My household expenses are about $1100.00. I am currently drawing from stock sales and a life insurance cash out. These assets are about $20,000.00. Right [...]
- I’m Panicing About My Debt Situation. – Walter
“Hi.. I’m Walter.. a single (never-married) 38yo.. guy in Richmond Va… no kids.. renting small apartment w/ no room-mates.. (except for 2 free-loading cats).. Was laid-off September 2010.. During the initial shock and horror of this, I drew out the majority of my retirement savings.. from an IRA-account,Only to realize that claiming unemployment was (in [...]
- We’ve Been Unemployed and Run Up Debt But I Just Got a Big IRS Refund Check. – JMS
“Dear Steve, Mutiple layoffs for both my husband and I over the past 3yrs. He was laid off 2x and I 1time. Also have 3homes. Actually have good credit and have not missed any payments.. now the tough part.. :D We just received the tax return from heaven ( didn’t expect it to be this [...]