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Tag Archives: unemployed

My Unborn Child Died and I’ve Lost Two Jobs. – Mary

Just a cow picture to make you feel happy thoughts. Mooo!

“Dear Steve, Two Job losses,1 death of an unborn child, medical issues and one birth has left me in abandoned credit card accounts but I continued paying on my car from my unemployment payments which recent has also been exhausted. My husband also recently relocated from the UK and has not been able to find a job. Yesterday I received ... Read More »

Husband Laid Off and We Are Barely Making It. What Now? – Meredith

Woman in safari hat looking through binoculars

“Dear Steve, My husband got laid off from his job in November 2009 and has not found employment since and everything has fallen on me. We rent our apartment for the last 12 years and the monthly rent is $885.00. We have about $115,00.00 in debt. It is a mixture of Student Loans, Taxes, Credit Cards, and Payday Loans etc. ... Read More »

I Lost My Job and Legal Advocates Wants to Settle My Debt. – Tammy

Woman in safari hat looking through binoculars

“Dear Steve, I owe over $31,000.00 in credit card debt and I don’t know what to do? I lost my job almost 2 months ago, my unemployment is finally coming through, but unemployment is only about 60% of what you was making at your job so its very hard to make ends meet, I’ve called my mortgage company & hopefully ... Read More »

Single Mom Struggling to Make Ends Meet and Paying Off Debt. – Sam

future

“Dear Steve, I have 3 credit cards and an auto loan. One card was recently paid in full after being delinquent for a year. The 2nd one I have made payment arrangements with and will be paid in full as soon as my tax return is received. The 3rd and highest balance (approx $7000 with Wells Fargo), I have payment ... Read More »

Unemployment – What It’s Like To Be Unemployed

unemployed

Some think being unemployed is like a paid vacation. Really? What do you say we take a quick look at what people have to say about being out of a job and looking for work. Have you experienced being unemployed? Share your feedback and experiences about being unemployed in the comments below. Get Out of Debt Guy – Twitter, G+, ... Read More »

Income Reduced by Half Due to Unemployment and Creditors are Taking Legal Action. – Jackie

tired working woman

“Dear Steve, I have a few credit card that I am behind on payments,one is about to take legal action against me,Spouse have been unemployed since 2008,unemployment ran out in 2009,unable to find full time work. Have been able to get some temp work through temp employment agencies,only feww weeks at a time.Decrease in household income–50%. where can I locate ... Read More »

I Inherited Some Money But Unemployed. The Money is About Gone and Left In Debt. – Jane

Road to Recovery Sign

“Dear Steve, I have been unemployed since 2010. I had inherited some money when my father passed away in 2005 and was able to continue meeting my needs and paying my bills. Unfortunately because of emotional issues, I really did not have a good grasp of the kind of money I was spending. I was able to renegotiate my mortgage ... Read More »

I’m Unemployed But Using Savings to Keep Current With Credit Card Payments. – William

unemployed

“Dear Steve, I have a total of $17,000 in Credit card debt ($3800 in Business Credit Card Debt) from 6 different cards. I am current on all my payments, however I have been unemployed for the last 7 months due to a disability and am running out of savings to cover the minimum payments. I recently have received a loan ... Read More »

I’m Unemployed and Looking for Debt Help. All the Programs Require Monthly Payments. – Rich

justball-144x125

“Dear Steve, I lost my job and cannot repay my debts — all unsecured. Shopping for a debt reduction program. The only debt reduction programs I am learning about require monthly payments. I have no monthly income for making any payments. However, I may be able to find a private benefactor to loan / give me the lump sum for ... Read More »

I’m 77, Spent My Savings Down Paying My Debt, and Out of Work. – Manuel

2007_honda_fit

“Dear Steve, I am a 77 years young individual. I lost my job on January 2011 and have not been able to find a job anywhere, although I have been trying very hard. I have a credit card debt ( unsecured ) of around $43,000 and I have ran out of money trying to keep my credit in good standing ... Read More »

Lost Job. Unemployment Expired. Living on Social Security. Can’t Pay Debts. – Gwen

justball-144x125

“Dear Steve, Lost job. Depleted Unemployment payments. Living on Social Security only. Cannot pay all debts. I lost my job of 14yrs in 2010. I have depleted all my unemployment and only have Social Security as an income. I am 71 yrs old and cannot find another job. I have $43.000.00 in credit card bills and a personal loan. Am ... Read More »

How Can We Refinance Our Mortgage While I’m Unemployed? – Nicole

justball-144x125

“Dear Steve, Unfortunatly as I found out the HOPE program and all other programs will not modify your loan if you are currently on Unemployment benefits. What are options for people who are unemployed. I am working but my husband was laid off over 2 years ago. I have tried to modify my mortgage thru Citi Mortgage but they are ... Read More »

My Girlfriend and Friends Used My Credit Cards and Left Me Deep in Debt. – Sean

justball-144x125

Well lets just start by saying I’m an idiot and probably deserve where I’m at now. With that said, a few years ago I helped a friend of mine out renting a van to take several people to disneyland for a birthday. I let them put the rental on my credit card sayin that they will pay for all the ... Read More »

I’m So Embarrassed About My Financial Situation. – Frances

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“Dear Steve, I’m desperate for help…you see I’ve been so embarassed about my financial situation that I’ve just been stuck repeating the same behavior for years. Now I’m unemployed and back at home with my parents and my two children living off of my EDD Benefits. I really want to use this time to create a plan to get out ... Read More »

I’m Unemployed and Want to Buy a House. – Kay

justball-144x125

“Dear Steve, I will be 30 years old come March, and this year I had been unemployed for at least 5 months. Prior I had a steady job working with the Department of Defense for both Army and Air Force as an IT contractor. As a contractor there’s always a catch 22. Either it’s good pay with bad benefits, or ... Read More »

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