Tag Archives: unemployment check

I’m Laid Off, On Unemployment, And Can’t Afford My Credit Card Payment. – Melvin

Melvin “Dear Steve, I am behind a credit card a total of 700.00. I am currently laid off from my job with 3 kids, a rent payment, a car payment, and other household bills. my unemployment is only 326.00 a week. The collection agency has started harassing me with phone calls everyday. What can i [...]

I Think Chapter 7 Bankruptcy Might Be My Only Recourse. – Steve

“Dear Steve, I have just under 32 K in cc debt, paid down from a much larger amount. After reading comments on your site I am coming to the conclusion that a Chapter 7 might be my only recourse. I talked to one bank about the debt but all they did was reduce my credit [...]