Tag Archives: unsecured debt consolidation loan
- Unsecured Debt Consolidation and Personal Loans Being Handed Out at Record Rates
For those with reasonably good to great credit the idea that the bank is the only place to obtain a debt consolidation loan are just incorrect. For quite some time now I’ve been going on and on about peer-to-peer lending networks like LendingClub.com. Lending Club connects people who want an unsecured debt consolidation loan with [...]
- The Best Day of the Week to Apply for a Debt Consolidation Loan
You know how sometimes you start wondering about odd stuff. Granted sometimes it’s things like, “How do they get the cream filling in a Twinkie?” Well recently I was curious what day of the week most people apply for a debt consolidation loan. I know, I’m odd that way. In the debt world there are [...]
- How Do You Value Your Quality of Life? Debt Solutions to Fix The Future
Debt doesn’t just affect the people actually in debt, it often affects the ones around them, near and dear to them. I know this from first hand experience as someone who has loved and lived with someone so deep in debt they could not see a way out. Not only is the emotional toll hard [...]
- How Should I Borrow? The Pros and Cons of Different Types of Loans and Debt Solutions
If you’re in debt you may have considered borrowing to consolidate your payments, lower your interest costs or even to stay afloat a little longer. Before you borrow, consider your options carefully. No matter how attractively some loans are marketed, they can’t solve your debt problems. The only way to do that is to spend [...]
- Debt Consolidation Lender Has Too Much Money to Lend. Needs Customers.
LendingClub.com just told me that they are backing up with too much money to lend to consumers and are in search of people that are looking for fixed rate, unsecured loans. LendingClub.com is a people-to-people lending network that typically charges lower interest rates than banks and makes the borrowing process automated, online and less scary. [...]
- Where Can I Go to Get an Unsecured Debt Consolidation Loan? – Tim
“Dear Steve, I have credit card debt that I want to consolidate. No one will give me a loan. I have allot of debt ($25,000 total with car) but I have no late payments. I am financially able to handle the consolidation payment. When the bank credit crunch happened, all my cards lowered my credit [...]
- Jasmina Wants a Debt Consolidation Loan After Paying For Four Funerals
Jasmina “Dear Steve, I have $46,000 in debt. Three are personal loans and four are credit cards (reason: in last two years I had four deaths in my family, funeral expenses). I don’t have any late payments and all my accounts are current. Is there anyone who offer consolidation loan for so high amount of [...]
- Isn’t Now the Time to Consider a Real Debt Consolidation Loan?
Interest rates on credit cards are climbing and climbing ever higher before new laws kick in to stop that practice. But in the meantime while those with big balances they can’t pay off just watch their cards get ratejacked, I seriously think this is now the time to strongly investigate a fixed rate debt consolidation [...]
- Three Year Fixed Rate Unsecured Loan to Pay Off Debt
It always seems that banks will lend you money when they want to but not when you need it. But a new approach from LendingClub.com might turn that approach on its head. LendingClub is a peer-to-peer lending network that is transparently managed by some very smart people. What they do is screen and manage loans [...]
- Citibank Just Raised My Rate to 29.99% and I Can’t Afford That. – Jon
Jon “Dear Steve, I filed bankruptcy in 2003 and have allowed myself to get into credit card debt once again. This time is not nearly as bad, but it still isn’t good either. It totals nearly $20k and I received a notice from Citibank stating that they are raising my interest rates to 29.99%. There [...]
- I Just Invested in 33 Loans to Help People to Get Out of Debt
Lately I’ve been very impressed with LendingClub.com and the peer-to-peer model that they have developed to let individual investors participate in some small way in making loans to other people that need to borrow money. The LendingClub business model allows both borrowers and lenders to skip the banks completely and lend to each other. From [...]
- Nobody Will Give Me a Debt Consolidation Loan to Pay Off My Debts. – Scott
Scott “Dear Steve, I make good income (130,000.00/yr) but have three kids and several credit cards from before my pay went up. we have approx 40,000 in debt and the payment are starting to get more difficult. We are still making all of our payments How can I consulidate all this debt to one payment [...]
- John Wants to Know “If I Consolidate My Debt On One Account Will It Hurt My Credit Score?”
“Dear Steve, I opened up too many credit card accounts in the past two years i recently joinend a credit union bank which offered me a chance to put all my credit cards under one account. I owe about 3,000. I also only make about 1,400 a month so at times I’m only able to [...]