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Tag Archives: usoba

See Who is For and Against California SB 708 Debt Settlement Legislation

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A tipster (send in your tips here) sent me in the link to the current California debt settlement bill that listed who was before and against it. What is interesting to note is that Visa is for it and Consumers Union. Gail Hillebrand who was behind these efforts at Consumers Union is now with the CFPB. In Support of the ... Read More »

United States Organizations for Bankruptcy Alternatives (USOBA) Announces No More Tom Foolery

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The United States Organizations for Bankruptcy Alternatives (USOBA) trade association has just made the following announcement. Smart move. Get Out of Debt Guy – Twitter, G+, Facebook Dear USOBA Member, The United States Organizations for Bankruptcy Alternatives (USOBA) strives to establish industry standards for its membership that both benefit debt settlement companies and protect consumers. We have worked hard in ... Read More »

What Landed Financial Freedom of America, Debt Professionals of America, and Debt Consultants of America in Hot Water With the FTC

The suits filed recently by the FTC against Financial Freedom of America, Debt Professionals of America, and Debt Consultants of America surround a common thread and common practices of many debt relief providers. A wide swatch of debt settlement companies have been guilty of similar marketing practices that the FTC is strongly saying are deceptive, unsupported and unfair to consumers. ... Read More »

United States Organization for Bankruptcy Alternatives (USOBA) – Scam, Complaint, Review, or Praise?

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Please share your experience with this debt relief association and provide your review and feedback, in the comments section below. The goal of this page is to allow people to share information that may be important to help others to make a more informed decision regarding their experience with this debt relief association. Here are some potential questions you might ... Read More »

Life After Debt System. A Way for Debt Settlement Companies to Make Extra $$$.

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A tipster (send in your tips here) sent me a copy of a recent email sent out by the United States Organization of Bankruptcy Alternatives (USOBA). The email to other USOBA members is promoting a package called Life After Debt with the message; The Life After Debt System is a consumer financial education package allowing debt settlement companies to receive ... Read More »

What’s The Point of USOBA?

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In an era when it seems there is little need for multiple trade associations in a post-FTC TSR debt settlement world I’ve asked the question before what is the need for USOBA. Yesterday there was a conference call held by USOBA for member that was described as, “The call will be in presentation form by Robby Birnbaum on sales and ... Read More »

USOBA Sends Out Message to Members. Beware of Loopholes.

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An amazing tipster (send in your tips here) just sent me an email that USOBA sent out this morning to members. I’ll let you be the judge but I think the email indicates USOBA has finally thrown in the towel on the Federal Trade Commission Telemarketing Sales Rules battle. If we can take the email at face value, it really ... Read More »

USOBA Members Dropping Like Flies

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I’d love to write more about this subject if Jenna Keehnen, the executive director of USOBA would ever return emails. Can you tell I’m a bit frustrated. In fact, let me rant for a moment. You want to know what the hardest part about writing stories on debt relief companies is, it is getting them to responsed to questions or ... Read More »

From USOBA to the FTC. A Last Minute Effort.

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The letter below was just added to the public record but as you can see, up to 7 days before the announcement of the new telemarketing sales rules, USOBA was still at it. What I find interesting is the new telemarketing sales rules apply to others and not just debt settlement companies but no other segment they apply to was ... Read More »

Is This the Right Time For TASC and USOBA Members to Vote With Their Dues?

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My friend and fellow debt coach, Damon Day, had a recent article that raises a very good question. In the article he said: TASC and USOBA are funded directly through debt settlement company membership dues. Settlement companies that are members of these associations often pay thousands of dollars a month and that money is used directly by TASC and USOBA ... Read More »

USOBA Responds to New FTC Rules. What the Hell is Wrong With USOBA?

Yesterday I wrote about a statement that The Association of Settlement Companies (USOBA) made about the new consumer protection rules passed by the Federal Trade Commission covering debt settlement companies. Now today the other trade association, United States Organizations for Bankruptcy Alternatives sends out their press release on the new rules. First off, I was crying with laughter when I ... Read More »

USOBA Says It’s Better Than TASC. What’s Up With Prism Venture Partners and New Beginnings Debt Settlement?

It seems like the ties between USOBA and TASC keep getting closer and closer. The other day we had the recent press release from the two of them, here, and now USOBA announces a conference sponsored by the law firm that the TASC President Robby Birnbaum is a partner of. – Source. Seems like Greenspoon Marder want to take over ... Read More »

So USOBA, Is The Premier Debt Solvers Site Deceptive?

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A tipster (send in your tips here) sent me in an example of a USOBA web site that uses a President Obama video on their site in an apparent attempt to bolster their message. My question is if the use of the video violates the new USOBA Zero Tolerance policy for deceptive marketing. According to the way I read their ... Read More »

USOBA Says Don’t Cross This Line or We’ll Suspend You

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The United States Organization for Bankruptcy Alternatives (USOBA) has just issued a press release about their new Zero Tolerance policy for members who engage in deceptive marketing. Yea, that would be the exact deceptive marketing I covered in Examples of Deceptive Official Marketing Sent Out By Debt Settlement Companies to Trick Consumers. Some are Members of TASC & USOBA. The ... Read More »

CRL Says TASC and USOBA Harm Ordinary Families at the Hands of Debt Settlement Companies

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Here is another letter sent to the FTC in support of banning advance fees for debt settlement programs. It is notable for it’s strong statements and its well documented footnotes. Get Out of Debt Guy – Twitter, G+, Facebook Comments of Michael Calhoun, President, of the Center for Responsible Lending to the Federal Trade Commission Notice of Proposed Rule-Making: Telemarketing ... Read More »

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