Terms
I’m not even sure if a site policy, disclaimer or terms is necessary for this site so I’m not doing any real legal speak here.
You Can Use Content From The Site
I encourage you to steal my content and here is how you should do it automatically.
I Am Not a Lawyer
I am not a lawyer, accountant, tax adviser, and anything else like that. Any advice that I might give that you might think might fall into any of those buckets is accidental. If you need legal advice you should personally contact an attorney.
The Limit of The Advice I Give
Let’s look at the situation for a moment, I answer debt questions for free and I do it solely based on the information that I have been provided by the person asking the question, which is most often, limited. It would be impossible to give really detailed and specific advice without having more information at hand. The advice that I give is “as is” and if you want specific and personalized advice I would urge you to speak with a bankruptcy attorney, accountant, debt management company, debt settlement company or someone else that I may have forgotten to mention.
What To Do If You Find The Information On This Site Helpful
If you want to help me, help others, the best thing you can do is tell others about this site. You can do that by submitting the site or article URL to places like Digg, Stumble Upon, Slashdot, etc. At the bottom of each question is a link that easily allows you to do that. Feel free to talk about this site on any forum or place on the web where people might be that I could help with my free advice. Here is a quick list of six free ways you can help.
I’m Just Trying To Do a Good Thing
If you have an issue or problem with any advice that I’ve given, please post it in the comments for that question. There are always alternative points of view and it is helpful for everybody to discuss them. I am not a debt God, although I have played one on TV. I am fallible as everyone is. Most importantly, advice and options change over time but I just can’t go back and edit all past questions with new information.
Site Support and Donations
This site does receive a little income from advertisements and links but certainly nothing to even begin to offset the cost of my time of running this site, a labor of love and compassion.
If you want to provide some kind contribution to buy me a cup of coffee, all donations are welcome.
And if you can make a donation, thank you. If you can’t afford to make a donation, I understand and I’m still here to help.
