Question: Dear Steve, My husband and I have been together for 30 years. In 2017, we finally...
Latest Posts
Will an Ivy League Degree Make You Less Employable?
By Richard Fossey In a recent Wall Street Journal essay, R. R. Reno, Editor of First Things, wrote...
I Need to Get Past Late Mortgage Payments Removed
Question: Dear Steve, What is the process for getting old (5 years) late mortgage payments removed...
FTC Files Amended Complaint Seeking Civil Penalties Against...
In a newly filed amended complaint, the Federal Trade Commission alleges that merchant cash advance...
Ask the Get Out of Debt Guy
We Achieved Our Goal and Everything Came Crashing Down
Question: Dear Steve, My husband and I have been together for 30 years. In 2017, we finally...
I’m Desperate for a Bad Credit Loan Right Now
Question: Dear Steve, I have just started two jobs and may have another on the weekend. One full...
ECMC Claims I Owe Them For a Student Loan That I Don’t Owe
Question: Dear Steve, This is a case from 1982. ECMC claims that I owe a debt for a student loan...
What Happens When You Find Out the Payday Loan Company is Bogus?
Question: Dear Steve, Covid hit our home hard. I took out online payday loans since my credit...
Debt Articles
Will an Ivy League Degree Make You Less Employable?
By Richard Fossey In a recent Wall Street Journal essay, R. R. Reno, Editor of First Things, wrote...
I Need to Get Past Late Mortgage Payments Removed
Question: Dear Steve, What is the process for getting old (5 years) late mortgage payments removed...
Want Fries With That Burger? Don’t go to a college that...
Looking back over half a century on my college years, I remember absolutely nothing about the...
How To Get Car Insurance with Bad Credit
Having bad credit, regardless of the reason, is a difficult financial situation to be in. Many...
Debt Relief Industry
Multiple Student Loan Debt Relief Entitles Settle With FTC
The operators of a student loan debt relief scheme are banned from providing debt relief services...
CFPB Takes Action Against Debt-Settlement Company for Charging...
The Consumer Financial Protection Bureau (CFPB) requested today that a federal district court enter...
Debt Relief Companies Get Bad News
Debt relief companies like debt settlement and credit counselors are always on the hunt for...
The Wife of Jeremy Marcus Loses Appeal and Commission
Amanda Finley tried her best to keep her real estate commission from selling her husband, Jeremy...
Student Loan Bankruptcy Discharge
Bankruptcy Judge – “This Student Loan Case Fits the...
In Goodvin v. Educational Credit Management Corporation, Judge Dale Somers, a Kansas bankruptcy...
Do I Have to Include My Tax Return in My Adversary Proceeding?
Question: I am currently pursuing an adversary proceeding on student loans against the DOE, and...
Bankruptcy Judges Eliminates Federal Student Loans Without IDR...
Seth Koeut was born in Cambodia and came to the United States as a child. Like many immigrants, he...
A Bankruptcy Court Eliminates Grandmother’s Student Loans
Between 2006 and 2015, Jamie Mudd took out 41 student loans to attend Heald College, a for-profit...
Student Loan Rescue or Assistance
Student Loan Assistance Groups Hit With Millions in Judgments
In January of 2020 the Consumer Financial Protection Bureau (CFPB) went after Chou Team Realty...
CFPB Hits Unlawful Student Loan Debt-Relief Scheme
The Consumer Financial Protection Bureau (CFPB) today sued a student loan debt relief company, its...
Are the Scammers Now Getting Scammed?
American Financial Support Services was shutdown for bad acts by the Federal Trade Commission. They...
You Thought it Was Over. It’s Not Over with CFPB and...
Back in May the Consumer Financial Protection Bureau (CFPB) entered a stipulated final judgment and...
From Around The Web
Learning to Pay Yourself First
Exactly what does it mean to pay yourself first? Overall, it means that your top priority should be...
The Most Popular Cities for Gen Z Homebuyers
Some Gen Zers are looking to buy homes Despite the ongoing economic turmoil wrought by the COVID-19...
Have 30 Minutes? Here’s How You Can Save Thousands
We all want to make more money While most of us have our own personal and specific financial goals...
The WORST Financial Advice of 2020
This year has been rough. And to make matters worse, some of the financial advice given out during...
Scam Alert
Vivint Sales Fraud Seems Like the Opposite of Security
Smart home security and monitoring company Vivint Smart Homes Inc. has agreed to pay $20 million to...
Consumers Affected by Credit Card Interest Rate Reduction Scam...
The Federal Trade Commission is sending full refunds totaling more than $11 million to consumers...
Nationwide Equities Reverse Mortgages Misled Older Borrowers
The Consumer Financial Protection Bureau (CFPB) today took action against Nationwide Equities...
Stark Law Phantom Debt Scheme Results in Checks Sent to Consumers
It took a long time but an Illinois company, Stark Law, is finally repaying consumers some money...