Warning: Cannot modify header information - headers already sent by (output started at /home/customer/www/getoutofdebt.org/public_html/wp-content/plugins/code-snippets/code-snippets.php:1) in /home/customer/www/getoutofdebt.org/public_html/wp-content/plugins/ultimate-post/classes/Initialization.php on line 772
Oceanside Debt Management Named in Marketing Lawsuit

Oceanside Debt Management Named in Marketing Lawsuit

It’s been a while since I’ve written about a debt relief company who has fallen into the credit report data for marketing trap. I think the last one was Debt Relief Advocates.

Do You Have a Question You'd Like Help With? Contact Debt Coach Damon Day. Click here to reach Damon.

But here is a recent suit filed by another Ohio resident. This time it is against Oceanside Debt Management Michael Reminger, and Debt Management Center.

In this suit that was moved to federal court on November 1, 2016 the Plaintiff alleges the debt relief company improperly had access to their credit report information that was used to send out marketing mailers to offer debt relief services.

The suit says, “In order to target its marketing, Defendants obtains lists of consumers, including a list with Plaintiff’s information, who maintain high credit card balances and other factors that indicate financial distress.” But the big issue occurred when the specific information obtained was used in mailers.

The Plaintiff states she called Oceanside Debt Management and was pitched a debt settlement solution where fees were already baked into the contract amount.

The sticky issue here is according to the complaint, “Defendants are each a “supplier” as defined by OCSPA, since Defendants were engaged in the business of debt adjusting, budget counseling, debt management, or debt pooling services, or holding oneself out, by words of similar import, as providing services to debtors in the management of their debt to a consumer in the State of Ohio for purposes that were primarily for personal, family, or household use.” You can read the Ohio code here.

This is all a good lesson to help other debt relief companies to clear any use of credit report information in marketing through their corporate lawyers first. This is not the first nor will it be the last suit filed like this.

Loader Loading...
EAD Logo Taking too long?

Reload Reload document
| Open Open in new tab

Get Out of Debt Guy – Twitter, G+, Facebook

I can always use your help. If you have a tip or information you want to share, you can get it to me confidentially if you click here.

Follow Me
Steve Rhode is the Get Out of Debt Guy and has been helping good people with bad debt problems since 1994. You can learn more about Steve, here.
Steve Rhode
Follow Me