I’m Worried About Signing Up With New Era Debt Solutions


Dear Steve,

I am about to sign up with NewEra DS are they legit. I am in a really bad way and already spoke to others like national debt relief and got scared away with their rush tactics, now I am talking to NewEra and everything I have seen on the web so far seems like they are a good fit but they all said they were the cheapest at around 14-15%.

I got them to send me their packet to look at and they have me set for 23% and 48 months at around 500.00. What should I do? I’m already into the IRS for about 40 grand but I am not looking to mess with that because I have the last 3 years of returns not filed and they have been accepting my payments of about 300/month for about a year now and I haven’t heard from them so I like it that way. HELP!

My next option with all this debt is a really tall bridge if you know what I mean I can’t handle it anymore. I have been paying perfectly, 100% paid as agreed for years and now with work slowing down because of the oilfield not working I can no longer keep up.

I have used credit cards to get money to cover my account, to by groceries, gas and everything else but there are so many now that I can not handle it any longer and finally have 2 or 3 behind by a couple of months.



Dear Jim,

I happen to know the guys behind New Era Debt Solutions and they’ve always been straight shooters and have demonstrated they really care about their clients.

You’ll find they are one of the only companies who publishes transparency numbers to help potential customers to make a good choice. I love that and I wish more companies did the same.

When I read your question what comes to mind first is why are you not looking at bankruptcy? You might want to take a look at my Get Out of Debt Calculator to better understand what your options are. And if you still feel debt settlement is the path you want to follow then New Era would be a fine company to use.

See also  Debt Settlement Industry CDRI Fighting Debt Settlement Industry AFCC

But given the fact you are borrowing money to make ends meet, you have other pressing debts with the IRS, and work is slowing and you don’t know how long you will be able to continue making payments; then bankruptcy is a logical and rational solution to consider. I would invite you to read this article.


You are not alone. I'm here to help. There is no need to suffer in silence. We can get through this. Tomorrow can be better than today. Don't give up.

Damon Day - Pro Debt Coach

Steve Rhode

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