CAPITAL ONE FINANCIAL CORPORATION – CFPB Complaint ID 2473824

Date Received: 2017-05-03T00:00:00

Product: I do not know

Issue: Written notification about debt

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: XXXX XXXX XXXX XXXX is attempting collect debts that are not owed. I had contacted the original creditor numerous times with several hundred e-mails and letters to the company including the company CEO explaining the debts are not owed. Capital One refused to reply. Additionally the debt is outside the statute of limitations and therefore can no longer be collected on. XXXX XXXX has issued trades lines on my credit bureau listing. Additionally, complaint XXXX was filed on XXXX XXXX , 2017 against XXXX XXXX . The companies response was they would validate the account. XXXX has failed to provide any type of validation, nor has sent any notice that a debt is owed to XXXX . XXXX responded to the complaint on XXXX XXXX , 2017 , and 60 days have now passed without any type of debt validation.

Company: CAPITAL ONE FINANCIAL CORPORATION

State/Zip: OK 740XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2473824

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