National Credit Systems,Inc. – CFPB Complaint ID 2475047

Date Received: 2017-05-03T00:00:00

Product: Other debt

Issue: Attempts to collect debt not owed

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: I had been disputing the collection account that is being reported on all XXXX credit bureaus. The credit bureaus keep responding that the debt has been verified. I requested the verification method that was used and they say that they get an electronic file. I requested documentation and was told that they do n’t need documentation in order to verify the debt. In XXXX XXXX I sent a debt validation request to National Credit Systems in reference to a debt they are collecting which I never received a dunning letter for. The certified mail was delivered on XXXX XXXX and signed by XXXX XXXX . I have attached the proof of delivery in my documents. To date, I have not received a response but they are still reporting and verifying information with the credit bureaus.

Company: National Credit Systems,Inc.

State/Zip: TX 761XX

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Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2475047

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