Date Received: 2017-05-08T00:00:00
Product: Credit card debt
Issue: Attempts to collect debt not owed
Consumer Consent Provided to Share Complaint: Consent provided
Consumer Complaint: I am a victim of identity theft. An identity thief used my personal information without my permission to keep the account open make purchases with XXXX . This debt is not mine. I have enclosed proof of my identity and a copy of my Identity Theft Report. Please see proof that XXXX Revolving account was paid in full in XX/XX/XXXX . Th is account was paid to a XXXX balance and I have not use. Now this company call Midland Funding LLC, h ad taking action to collect payment from me i n Small Claims Count. The hav e file a case and this is not my debt. Midland Funding LLC, states that I own XXXX , XXXX and file a cas e on XX/XX/XXXX i n XXXX XXXX XXXX . The amount is for changes in XX/XX/XXXX and I have not knowledge of any of the debt.
Company: ENCORE CAPITAL GROUP INC.
State/Zip: FL 330XX
Company Response to Complaint: Closed with explanation
Was Company Response Timely: Yes
Did Consumer Dispute Company Response: N/A
Complaint ID: 2478218
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