ERC – CFPB Complaint ID 2490142

Date Received: 2017-05-21T00:00:00

Product: Other debt

Issue: Attempts to collect debt not owed

Consumer Consent Provided to Share Complaint: Consent provided

Consumer Complaint: On XXXX XXXX XXXX a company by the name of XXXX was removed from my XXXX credit reports because they were coming after me for a collection on behalf of XXXX XXXX XXXX in the amount of {$520.00}. I have never had an account with XXXX XXXX XXXX and definitely have zero plans of getting one. As of XXXX XXXX XXXX I noticed on my new XXXX and XXXX credit reports that the company ERC ( Enhanced Recovery Corp ) has reported false information on my credit report stating th at an account was opened with them XXXX XXXX XXXX in th e amount of {$520.00} original creditor XXXX XXXX XXXX and my payment status is a Collection/Charge-Off. Also the same company reported false information to my XXXX credit report as well stating I owe {$520.00} and the account was opened on XXXX XXXX XXXX a nd my payment status is Refinanced or Renewed. I have contacted the company via telephone numerous times and all of which I was informed it was a simple error and they would removed me out he system and update my reports, when asking for something in writing the cal some how always ends up getting transferred. I feel someone is playing and constantly using my information.

Company: ERC

State/Zip: MS 392XX

Company Response to Complaint: Closed with explanation

Was Company Response Timely: Yes

Did Consumer Dispute Company Response: N/A

Complaint ID: 2490142

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See also  Phoenix Financial Services LLC - CFPB Complaint ID 2764624

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