Subscribe to our mailing list

X

321 Loans / Helping America Group – Consumer Complaint – August 15, 2017

By on August 15, 2017
Consumer Complaint Submission

Consumer Statement:

I have been a Client with 321 Loans/Helping America since September 2014. It was proclaimed that within a few months they(Helping America & their affiliates) could/would settle my depts if possible @ lesser amount with no adverse affect on my credit score. In the beginning of my loan a company rep would call & inform me of what was being done. Punctually 321 would deduct $211.92 per month up to 42 months. I should have been more persistent about them settling with my 2 accounts, when I got a credit report my 2 creditors were listed as in disagreement, I would have to call them to find out what was going on, different reps would claim it takes time & the creditor was not being cooperative, they had to resend the dispute letters. Approximately 18 months I see one of my Debts as a “Write Off” in which I’m asking questions as to why it allowed to go that far, that the purpose of the loan was to protect my credit. Whenever I called they would keep asking me to resend an up to date drivers license and utility bill, I complies @ first, then they would continue to tell me that it wasn’t a clear picture/ image. About 24 months in the program a customer rep would call me once a month. Several Times, I would tell them if they couldn’t settle I wanted a refund, then they would put me at bay, saying these legal matters take time. Now here I am, 3/4 done with the program & no settlement. I should have done my Homework. Be weary of Companies who call you on your phone, in which you made No attempts to contact them on finically matters. I Really want my Hard Earned money back! If I had to do this All over again, I would have settle with my Creditors First, because this Program Did not Do what they said Their Intent was.

READ  FTC and FL Announce Massive Debt Relief Scam by Jeremy Marcus, Craig Smith, and Yisbet Segrea

Consumer Action Taken:

As I noted Above Scammed Report/ Grivence
No Dept was Settle, even after 36 months, plus stilled Adversely afffected my Credit Report

Date This Problem Happened:

State You Live in: Alabama

Race/Ethnicity: White

Age Range: 51-65

Total Amount of Fee Paid: $8,052.96

Company Name: 321 Loans / Helping America Group

Company Address:

Company Telephone Number:

Website of Company:


If you feel you’ve been financially hurt by a debt relief company and deserve a refund, read these step-by-step instructions on how to proceed to attempt to get your money back.

If you do get your money back, come back and leave a comment about it. I’d love to praise companies that step-up and do the right thing for people.

Scam reports are submitted by consumers like you. If you would like to file a scam report, please click here.

If you are the company named in this report and you want to respond, please read How to Handle a Consumer Complaint Like a Pro And Come Out Smelling Like a Rose

Last step, fill out the information below or call us for Priority Assistance.

What problems are you having with your report?

Your first name is required. Your first name is required to be at least 2 characters. Your first name cannot be longer than 50 characters.
Your last name is required. Your last name is required to be at least 2 characters. Your last name cannot be longer than 50 characters.
Your email is required.
Your phone is required. Your 10 digit phone number is required.
Your state is required.
Your age is required. Your age must be greater than 18. Your age must be less than 100.

By clicking on the "Contact Me" button above, you consent, acknowledge, and agree to the following: Our Terms of Use and Privacy Policy and to receive electronic communications. We take your privacy seriously. That you are providing express "written" consent for Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS - charges may apply), even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list. Consent is not required as a condition to utilize Debt.com services and you are under no obligation to purchase anything.

By clicking on the “Contact me” button above, you consent, acknowledge, and agree to the following: (1)That you are providing express “written” consent for Lexington Law Firm, Debt.com or appropriate service provider(s) to call you (including through automated means; e.g. autodialing, text and pre-recorded messaging) via telephone, mobile device (including SMS and MMS – charges may apply), or dialed manually, at my residential or cellular number, even if your telephone number is currently listed on any internal, corporate, state or federal Do-Not-Call list; and (2)Lexington Law’s Privacy Policy and Terms of Use and Debt.com’s Terms of Use and Privacy Policy. Consent is not required as a condition to utilize Lexington Law or Debt.com services and you are under no obligation to purchase anything.

About Consumer

This is information that was submitted by a third party and not generated by GetOutOfDebt.org or Steve Rhode.

2 Comments

  1. Charlene Starkey

    August 29, 2017 at 2:19 pm

    I have been with 321 since 2014 and had payment taken out every month.They had done nothing to help but take my money! Over $8, 000 dollars lost! I want my money! Credit is bad! Phone call after phone call from creditors! Tired, do not need this at my age (75) Charlene

    • Steve Rhode

      August 30, 2017 at 11:34 am

      I would like to implore you to talk to a local bankruptcy attorney ASAP. It will stop the collection efforts and give you a fresh start. It is very unlikely you will recover the majority of your money you paid in unless it was being held by a third party escrow company.

Share a Comment / Leave a Reply

%d bloggers like this: